'Gentle reminder' can lead to a lifetime of saving

Often all it takes is the smallest reminder to make a huge difference. Having just turned 65 and now "eligible" to retire, I am not ready to do so either physically, emotionally or socially. I'm also frequently with younger people, who don't necessarily have the same basic foundation of budgeting that I was brought up with. With that in mind, I have taken to carrying around a subtle reminder of the cost of living which not only works for me, but will hopefully rub off on those around me.

My card wallet has a 'sticker' reminder, which says "$20? Is it worth one hour of work?" It's small and discreet, but effective! It also serves as a talking point when I am out and about with some of the younger ones and buying coffee or lunch. It's simple to make the label on the computer or by hand, then clear tape to the card wallet. Here's to some improved lifestyle options as I age further!

Berry nice savings to be had on blueberries!

I have found the answer to enjoying the health benefits of blueberries is in the freezer aisle! Blueberries are so good for you, but very expensive if you buy the punnets of fresh fruit. The regular price of fresh ones works out at well over $30 per kilo and while they look nice on a fruit platter, they don't have a lot of flavour. Instead, I now buy frozen blueberries at around $4 or $5 per 500g pack - less than a third the price! Simply throw a cupful in the microwave with a teaspoon of sugar and zap for a minute or two. Much tastier and are delicious with ice cream, natural yoghurt or just on their own!

A simple budget change saves over $600

After reading every newsletter on this fantastic website, I decided to make changes to our household budget.

I started by rummaging through the cupboard, where I found an insulated plunger coffee mug that my husband and daughter had given me as a gift. The mug had never been used as I found it easier to grab a 'latte to go' on the way to work. I bought a tin of ground coffee beans for $6.65, figuring that this tin, with its plastic lid, could be refilled. I now keep this tin in the fridge at work. So, instead of buying three lattes a week at $3.50 each, I now allow myself one a week or sometimes just one a fortnight.

While buying my latte I would sometimes purchase an English muffin with bacon and egg. I now have muffins in the freezer, bacon rashers trimmed and have perfected the three minute poached egg. The bacon takes one minute in the microwave and the muffin is toasted in no time. If I am in a hurry, I wrap the bacon and egg muffin in a small piece of alfoil and take this to work. So instead of paying $14 per week, or $672 per year, I now buy the ingredients for the equivalent of $1.45 per week, saving just over $600 per year. Wow!

You have no idea of how proud I feel. I have saved so much money and it's thanks to your wonderful site.

Bulk white sauce mix for leftovers

Make all your leftovers taste fantastic with this bulk white sauce mix. Makes enough for 24 servings and you can keep it in the fridge:

2 cups (500g) powdered milk (I use skim)
1 cup (250g) plain flour
2 teaspoons salt
1 cup (250g) butter or margarine.

Combine dry ingredients, add butter and blend until mix resembles dry breadcrumbs. Put in large air tight container. Store in fridge. Use within two months. I label the container with the date and method.

Method:-
To make sauce combine, 1/2 cup mix to 1 cup
cool water. Add flavourings to suit, for example, curry, vegetables, onions, cheese, whatever you like!