A bitter end for bitten nails

To stop biting nails for once and for all, try bitter nail polish. There are a few brands that can easily be purchased in Australia. I’m not a nail biter myself but I worked with someone who used it. The polish tasted so awful so she simply stopped putting them in her mouth and eventually the habit was broken! Check out these links for more information on available products:

https://mavala.com.au/all-products/mavala-stop https://www.priceline.com.au/manicare-bite-no-more-12-ml https://www.google.com.au/search?q=nail+polosh+for+bikint+nails&ie=UTF-8&oe=UTF-8&hl=en-au&client=safari#imgrc=kVOEVCjLBbc5eM:

Tap into the answer to no nail biting

If you are a nail biter, you may find the solution to quitting the habit by working on the sub-conscious mind. 'Tapping' is also known as the Emotional Freedom Technique. More information is available at www.thetappingsolution.com They are the best I have found. They have some free videos you can watch and follow along online, as well as books which you may find at your local library. Worth checking out!

Bi-carb soda and vinegar replaces other cleaners

I have saved heaps by no longer buying expensive cleaning products. To clean my toilet, bath or shower, I quickly wet the area and let most of the water drain away. I then sprinkle the whole area with bicarbonate soda, using a small shaker (you can get them at Kmart for a few dollars). I then spray it with cheap white vinegar in a spray bottle. There is a slight chemical reaction that dissolves all the mould and dirt. Leave it for a few minutes to work. You still have to scrub a little and you may need to re-do any heavily soiled areas. It also works for benchtops and sinks, it's a cheap alternative to chemicals and good for the environment too.

Ask for the gift that keeps on giving

I am a young woman on a single income, paying off my homeloan. I know the amazing financial savings that are possible when you make extra payments of any size on a large loan. However, because I am on a low annual income I often find it very hard to find any spare cash after all the bills have been paid.

So for birthdays and Christmas, when my friends and family are seeking ideas for gifts to give me, instead of asking for things I don't really need, I ask them to deposit the amount that they would have spent on a gift straight on to my homeloan. I am very close with my friends and family and they understand my financial situation. They are only too happy to help me get ahead and hopefully one day own my own home. It is a gift that keeps giving and one I truly appreciate. I read recently that for every extra $1.00 you are able to pay against the principal of your homeloan you will save $2.00 in return and take years off your loan. The understanding and generosity of my friends will help save me tens of thousands in interest over the years.