Replace nail biting with horsetail herbal capsules

A tried and true way to prevent nail biting is to take horsetail herb capsules. Nail biters seek silicone and this herb supplies it. I am a naughty nail biter from way back (and still do because I am hopeless at taking pills!). However I swear horsetail capsules work and my nails grow like wildfire whenever I remember to take them!

'Gentle reminder' can lead to a lifetime of saving

Often all it takes is the smallest reminder to make a huge difference. Having just turned 65 and now "eligible" to retire, I am not ready to do so either physically, emotionally or socially. I'm also frequently with younger people, who don't necessarily have the same basic foundation of budgeting that I was brought up with. With that in mind, I have taken to carrying around a subtle reminder of the cost of living which not only works for me, but will hopefully rub off on those around me.

My card wallet has a 'sticker' reminder, which says "$20? Is it worth one hour of work?" It's small and discreet, but effective! It also serves as a talking point when I am out and about with some of the younger ones and buying coffee or lunch. It's simple to make the label on the computer or by hand, then clear tape to the card wallet. Here's to some improved lifestyle options as I age further!

$410 compost tumbler for only $5

I grow most of our vegetables to eat healthy and save money. I save all scraps to compost and I wanted a tumble composter. They turn lawn clippings and scraps into compost in 14 to 21 days. The composter is priced at $410. I bought a 240 litre plastic drum (cherry bin) from the local trash and treasure market for $5.00. My husband drilled holes in the lid. It doesn't have a frame but I roll it on the lawn for five rotations once a day and I make compost in 21 days. It isn't hard to roll but I can't empty it into a wheel barrow (I'm only five feet tall) so I spread a sheet of plastic on the lawn and tip it out onto that. The compost is fantastic.

'Bench-top notes' keep families on the same page

Here is a hint that has saved our family time, money and arguments, not to mention countless wasted scraps of paper. This year we purchased a large diary for family use, labelled it 'Bench-top Notes' and sat it on our bench. In this diary we write notes to each other that in the past, would have been on scrap pieces of paper that would often be missed or mislaid. Anything from appointment reminders, details of missed phone calls, housework or instructions for our teenage boys, or just simple but personal notes to each other such as 'Hi sweetie, have a great day, I love you, see you at 5.30!' and so on! It has tidied up our bench-top, kept us all organised and an added bonus is that we can look back on our entries for confirmation of bills being paid, appointments kept or cancelled with the reason why and smile at the little love notes to and from each other. This diary cost about $12 but it now contains the priceless and lifetime memories of our 'Bench-top Notes'.