My level headed method helps me reach my goals

My daily book has been helping me save my goals and achieve all year. At the start of the year I bought an A4 meeting book, with section dividers. This gives me a section for my goals, one for 'major lists' that will go through the whole year and lists of different levels. To give you an example, it's this one here: http://www.createl.com.au/buy/meeting-record-book-purple/2578P

I count general housework as Level 1, things like tidying up/sorting, paper cleaning as Level 2 and Level 3 as big things that need other help, such as tax or renovating/new major organisation of the house and so on.

I work full time at a job that has many night and after hour events, so find myself doing a lot of Level 1 on the weekends. However, unless I make a conscious effort, I do not get much of Level 2 or 3 done. Using this book both at work and home helps me to be really organised!

Make every cake of soap last twice as long

To make a cake of soap last twice as long, simply paint the top or bottom with some PVA wood glue and let dry. Doing this means only one side of the soap dissolves, enabling the cake to last double the time. I paint the top side of the cakes of soap when we bring them home. Sometimes my granddaughter even glues a pretty picture to the side!

Anti-pimple treatment that works!

I save over $50 per month on skin care preparations for my children's teenage skin. With four of them, I have spent a fortune over the years on pimple creams, Panoxyl at $12 a tube and the latest Diprovan cream at $52 per month.

Once, we ran out and in exasperation I advised my daughter to use bicarbonate of soda and lemon juice. It works! Cut a lemon in half and save one half covered in the fridge for later use. Rub the other half on affected areas and use as a cleanser. Rinse, then cut a slice off the top, wrap in cling film and place in the fridge. Then mix one teaspoon of bicarbonate of soda with a small amount of water to make a paste. Dab onto affected pimples and leave for half an hour. Then rinse off. (Perfect for evenings when doing homework!)

The lemon acts as an astringent and is antibacterial. The bi-carb dries up the excess oil causing the pimple.

For a cheap and effective moisturiser we use Vaseline Intensive Care at $8.00 a bottle, which lasts six months. A total cost of $26 (lemons from the garden) per year and my daughter has recommended this to all her friends. Much better than $600 spent at the chemist each year!

Debt free and never happier

Over the past four years I have been fighting my way out of debt. I was left with a large amount of debt when my marriage ended and it seemed I would never find a way out, working nights to support myself and five children and trying to reduce the debt in some way. Then, instead of just reading Simple Savings I began implementing as much of it as I could. Along the way I found that things I previously thought were impossible are just every day now!

Two of my children have now left home and are independent and I have three daughters still living with me. I have found new ways to feed them and where once they would have baulked if I offered them home-made soup after school, they now eat it with relish. A home-made frappe was dessert last night and they were happy and satisfied with that. Fruit jellies, home-made scrolls and calzone along with the batch of cake and muffins or bikkies I make are average snacks and lunches. School lunch today was home-made soup with home-made pizza scrolls. It certainly took a while to change their views from believing that everything had to be store bought and chips were the afternoon snack.

I am now debt free and have savings - something I never thought I would have! Bulk toilet paper, bulk washing powder, skim milk powder, and bulk meat buys at a discount butcher and fruit from the growers has saved me a small fortune.

I recently moved in with my partner to his home with the girls and together we have been able to make more and more changes which once would have not been thought possible but with small steps we have cut out television unless it is a special documentary or one of the two shows per week we deem suitable. The girls now play outside or garden, or read and do homework after school instead of being glued to the 'box' and they haven't asked to play Nintendo for weeks now. Water or weak cordial is the staple drink, with the occasional juice for a treat.

I am now a stay at home mum and as long as I can feed this family, pay for petrol in my car and keep the girls clothed for under $500 per fortnight it will stay that way. I am working hard to make sure these dreams come true.

In reality there is no sacrifice - you just need to know what you want and aim for it every day.