Different name, different attitude to saving!

A simple change of tactic can make the world of difference when it comes to getting the family on board with saving! Our family recently did a $21 Challenge. To begin with, I was talking with my daughter, when the children started carrying on about the challenge, (the eldest child in that household in 21!). The other adult in the house said nothing, but his expression said everything. What was I going to do to get them on board? I had a lightbulb moment and told them that I was playing SURVIVOR, with help from my fridge, my freezer and my garden. Did I get any more criticism? No way. What I got was discussions on which family member would be able to survive with what is available at home, and for how long. This discussion went on for a week or more. I heard no more complaints and we spent just $2.99 over a fortnight! Next goal is a $41.00 challenge for a whole month. I just need to set a date, and get my support team going again!

'Gentle reminder' can lead to a lifetime of saving

Often all it takes is the smallest reminder to make a huge difference. Having just turned 65 and now "eligible" to retire, I am not ready to do so either physically, emotionally or socially. I'm also frequently with younger people, who don't necessarily have the same basic foundation of budgeting that I was brought up with. With that in mind, I have taken to carrying around a subtle reminder of the cost of living which not only works for me, but will hopefully rub off on those around me.

My card wallet has a 'sticker' reminder, which says "$20? Is it worth one hour of work?" It's small and discreet, but effective! It also serves as a talking point when I am out and about with some of the younger ones and buying coffee or lunch. It's simple to make the label on the computer or by hand, then clear tape to the card wallet. Here's to some improved lifestyle options as I age further!

Professional rug cleaning - at the carwash!

I save over $300 every time I clean my rugs with this ingenious tip! About 12 months ago I bought three large rugs at a garage sale. They were marked, but mainly from day to day use. I figured even if I had to pay for them to be cleaned, it would still work out much cheaper than buying them new. Was I in for a shock when I rung around to get prices! To get just ONE of my average room sized carpets cleaned it was going to cost me around $100. Apparently they are harder to clean than a regular carpet, hence the hefty price. I was very disappointed and felt like I had just wasted the $110 I had spent on my 'bargain' rugs. I thought surely there had to be a better way - and there was! I rolled up one of the rugs and went down to the local do-it-yourself car wash. I hosed the dirt off the ground and then laid the rug down. Using the pressure spray on the soap cycle, I sprayed the rug, then used the rinse cycle to clean it all off! It was so easy; the high pressure made very light work of all the marks and left no soap behind. Best of all, it cost me less then $10 - a saving of $270 for all three rugs! The rugs dried in a day in the sun and they came up like new. My friends have all started doing this too and one of them swears that her rugs come up better then they did when she was paying to have them done professionally. It gets rid of all smells and marks right down to the backing. I wash my rugs every couple of months as I have three dogs and two young kids and this has saved me a whopping $1620 to date!

Natural sanitiser

I have been receiving your fabulous emails for ages and I thought I'd share a favourite saving hint of my own.
 
My naturopath gave me a tip which saves money and is better for our health too. She said that most hand sanitisers contain chemicals and antibacterial properties that not only kill bad bacteria but also kill off essential good bacteria. The good bacteria on our hands helps to fight off infections and acts as a barrier, so hand sanitisers can compromise our ability to protect ourselves.
 
My naturopath gave me a natural alternative. She told me to buy some small atomisers and a bottle of water-soluble tea tree oil from the chemist. I would then pour about 20 drops of oil into each atomiser, and fill with water – that's all it takes to make your very own antiseptic.
 
These natural sanitisers are cheap, effective and have a lovely scent. An atomiser easily fits into a handbag, and is very handy if the kids get scratches and scrapes after playing – a quick spray on the affected area is all it takes.
 
Tea tree oil really is the best antiseptic around and there are so many uses for it. Happy natural sanitising!