Making our own cleaners has saved us a fortune over the years and we have saved the environment a little too. '1001 Greener Household Hints' by John Schluter is full of simple household cleaning ideas and we went straight out and bought some five litre bottles, spray bottles and some of the suggested basic cleaning ingredients. The following instructions are from the book:

Air freshener: Mix one teaspoon of bicarbonate of soda with one tablespoon of white vinegar. Add two cups of water. Store the mixture in a pump spray bottle. Add scented oils for fragrance.

Spray and wipe cleaner: Mix two tablespoons of cloudy ammonia, a half cup of white vinegar, two tablespoons of washing-up detergent and four litres of warm water. We stored this in large labelled bottles and used in spray bottles as needed.

Bathroom disinfectant liquid: Dissolve 12 drops of eucalyptus oil in 1ml of methylated spirits and then add eight cups of warm water. We used this in spray bottles also.

We paid $5.00 for the book but have saved hundreds in the years since we began making our own cleaning products.

I make home-made yoghurt in my EasiYo maker for as little as $0.50c per kilo. You don't need to buy the special sachets, all you need is milk powder and a couple of tablespoons of plain yoghurt. I just use 1 and 1/3 cups of milk powder and two heaped tablespoons of yoghurt (saved from the last batch). Easy, cheap and delicious!

I am no longer wasting leftover avocado, thanks to this simple storage tip! I have always loved avocado but could never use a whole one in one go. I would use about a quarter for my lunch but by the time I went to use the rest it would have gone brown and didn't look very appetising! Avocados can be quite pricy so the expense of wasting so much was very annoying. Then my new partner, who is chef told me how to stop the browning! I didn't realise but the longevity of avocado is due to light. He advised me to wrap the avocado in aluminium foil and then wrap it in cling wrap and put it in the fridge. To my surprise it really works! Now I get to enjoy ALL my avocado and save heaps too!

I held a very successful and inexpensive party for my daughter and her 12-year-old friends by doing my own version of the 'Amazing Race'! When sending out invitations, each person was allocated a team colour and asked to wear clothing in that colour. On arrival they were given a back pack containing water bottles, maps of the town (we live in a small town and had all activities within a few blocks of home) dry biscuits to snack on, a list and bag for a scavenger hunt to find things on their travels, a dictionary, sunscreen and their first clue.

I had friends in the area lined up with different tasks to be completed (these included windows to be washed, shooting a set amount of goals at a basketball court, sorting books into alphabetical order, separating peas and corn with chopsticks and many other easy to prepare tasks). Each team had a passport to be stamped when each task was completed and the next clue was handed over at each destination. For the final clue, they had to use the dictionary to work out the coded directions to their final destination - our local swimming pool where they spent a couple of hours playing around before heading back to our place for the party food!

This party really didn't take much to organise once I got into it; just a few friends willing to give up a little time for each task and some imagination. I used items from home to make up the challenges, such as books, jigsaws, basketballs and frozen vegies. It was talked about for weeks afterwards and I used photos from the day to make a photo slide show, which I burnt onto discs for everyone who came!

I came up with a great gift idea last year, which looked sensational without breaking the bank. I wanted to give families items that they really would use and enjoy, and that would not send my spending into overdrive! I created personalised gift baskets.

Each family member has their own personal likes so I decided to work with them. Most of the items were found in the supermarket, so I added them to my weekly shopping. A few dollars extra each week made little difference to my budget but provided excellent gifts for family and friends. For example, my brother likes hot and spicy food so I purchased minced chilli, hot salsa, oil infused with chilli and hot spices and presented them in a basket wrapped in red Cellophane. Two of my sisters-in-law love fragrance and candles so I made up baskets with different candles, incense, drawer liners, pot-pourri and sachets.

Others included:

• Garlic hamper - fresh garlic, minced garlic, garlic salt, garlic oil and a garlic mincer.

• Chocolate hamper - Jarrah chocolate, Cadbury, chocolate sauce, chocolate ice cream topping and chocolate curls.

• A herb bowl with 'boutique' herbs such as bouquet garni, cinammon sticks, oils infused with herbs and herb cook books.

• DVD hamper - a DVD, microwave popcorn, salsa, corn chips and jaffas.

• Gardening hamper - gloves, secateurs, Osmocote, plastic pot, hedge trimmers and Zero.

• Tea lover's hamper - a trivet, tea cup and saucer, UHT mini milks, tea bags, tea leaves and biscuits.

It is easy to pick a loved one's interest and tailor make a hamper/basket to match. Crazy Clints, $2 Shop and The Reject Shop have heaps of baskets and boxes to present your gifts in. Bowls, platters, saucepans and the like are ideal and useful containers for presentation. All it takes is some Cellophane and ribbon and you have a lovely (useful) hamper as a gift. It also works well for new baby gifts. Fill a box/basket with newborn necessities such as baby wipes, powder, nappy sacks, bibs, bottles, bootees, mittens, singlets, bath items and so on and wrap in Cellophane for that professional look. I saved a fortune last Christmas, yet everyone loved and used the gifts they received.

We no longer spend up to $5.00 on a birthday card. Now we spend $0.15c at the very most!

All we do is take a photo of the family holding up a sign that reads 'Happy Birthday'. I have had a pile of them printed off and we simply write a personalised message on the back of each photo.

This great idea can be used on any occasion, including Christmas. So say cheese and save bread!

My husband is self-employed and over Christmas and New Year we were waiting on a payment that had been due in November. I had not done any shopping for over a month, and we felt like there was nothing in our pantry, especially my five kids who repeatedly moaned ' there's nothing in here!’

Of course, that wasn't the case. It's amazing what you have stashed away in containers or hiding at the back of each shelf. On a closer inspection, we found dried beans and lentils, flour, sugar, cous cous, rice and lots of other bits and pieces.

We managed to feed our family of seven on the 'nothing' in our pantry for another two weeks. We are lucky enough to keep chickens, and have a very basic vegetable garden, so all I really needed to purchase was milk. We made pancakes, pikelets and scones, and even a chocolate cake with the cocoa we found - these snacks kept the kids, and hubby, very happy!

We survived until our very overdue payment finally arrived. We have now decided that we will eat the cupboard clean every month, as this encourages us to save money by using what we already have and by not allowing things to go out of date.

A novel idea to help my Mum save on new ceiling fans has led to some fantastic and unexpected long-term savings! After being quoted a whopping $160 per unit (pensioner rate) to get ceiling fans installed, we took matters into our own hands and placed an advertisement on local notice boards. It read: 'Experienced licensed electrician required to install three ceiling fans. I would like to trade the costs by doing your washing and ironing for one month.’

Within a few days, Mum had received several enquiries and selected a nice, young single guy who needed a 'mother's touch' to some of his clothes - a lot of stain removal and buttons re-sewn. He installed the fans and dropped and picked the clothes up from her place on a weekly basis. To our surprise we learned he also had connections to plumbers and gardeners and she was soon able to have her bathroom wall retiled in exchange for scrubbing out an oven and re-organising a food pantry for a couple that were having a baby soon.

It didn’t stop there! Before long she was taking up hems, sewing on buttons and doing basic mending in exchange for garden maintenance and mowing lawns. These guys are ripping up old items from homes every day with their trades so these days they even search around to find her the cheapest - or even free - items if she needs them, as well as providing an oven door and dials on her heater for free. They often come across things that others could use but end up in the tip instead.

As a pensioner, Mum has time on her hands and is very experienced in household chores but has a limited income. This trade of skills and services means she can now carry out tasks within her ability and has made some fantastic friends. Her place looks amazing and is she even happy to do babysitting for the families. In turn they really appreciate having a cuddly grandmother figure around. She has a new purpose and a whole new social network too - in fact she looks 10 years younger!

I wanted to share this excellent method for cleaning your oven.
 
Heat your oven to 250C and place two casserole dishes filled with water on each oven rung. Leave for one hour, ensuring the casserole dishes do not boil dry. Turn oven off, remove dishes and let the oven cool for a few minutes. Remove rungs, then wipe oven clean with a soft cloth. The rungs may need a light rub with a Scotchbrite cloth.
 
The new cloth I used was black in no time but my oven was sparkling clean without the use of chemicals, and only for the cost of heating the oven! An impending visit from the oven repair man motivated me to clean the oven. He commented on how sparkling clean it was – he even wrote down the cleaning instructions!

Christmas 2009 was the worst I ever had, having just separated from my husband. At almost 50 I found myself homeless with no money. On the 16th of December I found a share accommodation but had to borrow money from friends to pay for my bond and two weeks rent so that I could have a roof over my head. The only job I was able to do to keep me going was as a housekeeper, yet I could hardly pay for the petrol to get to work.

For four weeks, I avoided going to the shops. I am 90% vegetarian so decided to grow all the vegetables I like to eat at my rented home. I collected some seeds, seedlings and cuttings from friends and customers and decided to spend my last $10 for chicken wire to protect my homegrown herbs and vegetables from possums and bush turkeys. I am spending time tending my garden every day and I now have lettuces, beans, cucumbers, cherry tomatoes, herbs and so on for salads and stir fries every day. I even have enough to give some to my friends and customers to thank them for helping me to stand on my own feet and living a healthy life. This week I only spent $16 for organic eggs, milk, a tin of pink salmon and a loaf of bread. These with my homegrown herbs and vegetables will give me a healthy diet for the whole week. I am saving heaps to pay my debts as fast as I can.

At soon-to-be-50 and with no savings, I bought The $21 Challenge book to challenge myself. I am so excited because I spent years of feeding a family of four and now I am alone I have absolute control of what I spend and what I put in my mouth. I feel liberated, I feel young and full of energy. Having less money in 2010 is more enjoyable than my stressful life in 2009!