We are a family of only two adults who cook often with a large crock pot. However we do find ourselves with a heap of left overs after cooking a pot full of food. So, instead of filling the crock pot with enough food for one meal several times over, we now take two oven bags and divide our meat/chicken/fish between both bags. We add different flavourings to each bag then arrange both bags in the slow cooker and cook on low for eight hours. I have just made Chicken Korma in one bag, using drumsticks that were on special with an extra pinch of cinnamon and some chilli, and Mediterranean Chicken with olives in the other bag. The conflicting smells are surprisingly delightful and the final result is two delicious meals both cooked with the same amount of power I would have used for one. Any extras we don't consume straight away I simply freeze and save for a later date.

Just one plastic container is all you need to organise your freezer and save a small fortune on storing frozen food! I recently read an article which suggested freezing tasty, home cooked meals in small containers so you can whip one out in less time than it takes to get takeaway. Brilliant idea - but going out and getting all the plasticware I needed to do this was going to kill my miserly budget! So instead I bought just one plastic container that was an ideal size and a huge stack of small freezer bags. Now whenever I freeze a meal, I can line my single container with a freezer bag, seal it and once the food has been frozen, I can simply remove the container as though it was a cake tin! I have a ready-made 'freezer mould' and my freezer is still tidy with perfectly rectangular, scrumptious meals in minutes!

I have just read the recipe for nut and oatmeal bickies on this site. I have used a similar recipe many times and find that six dozen bickies in one baking session are just too many. So, I only bake one dozen, shape the rest of the batter into balls, lay them in a single layer on a plate or roasting dish and place in the freezer. Once frozen, I put them into plastic sealed bags so they are free-flow and I can cook as many or as few as I need at 18 minutes notice - a couple of extra minutes since they are frozen to start with.
 
This is great for unexpected visitors, kid’s afternoon teas or $21 Challenge weeks. My friends think I'm so clever!

Sometimes I feel as though I've lived on a budget all my life! I live alone in a second floor rented apartment - no yard or garden, just a concrete car park. To combat that 'locked in' feeling, I have endeavoured to bring the outside in for little cost.

I have several indoor plants; beautiful, green and healthy. My small cold water fish tank has two goldfish in it, they are healthy and lively and provide colour and movement darting around. Very cheap pets too, a can of fish food lasts for ages and you can get all kinds of tanks to suit any budget.

I conserve water by using the 'old' water from the fish tank when I change it to water my plants, giving them lots of nutrients! I also use the water left from steaming vegetables to water the plants too.

I have no car, so must walk to get my groceries and other needs. I tell myself this is all POSITIVE. Everytime I walk to the shops and back it is exercise and energy sustainable. I'm not creating any air pollution either!

Almost all my clothing comes from the local opportunity shops - guess you could call me Second Hand Rose! I have three good op shops in my area, which are also great for cheap books, kids' toys - just about anything you can think of!

Frugality is not about being 'mean'; it's often very necessary for those on a fixed and limited income - and it can be a lot of fun!

I've found a really cheap and nutritious way of feeding my toddler when we are out shopping. Most of the shopping centres around us have a food hall and most of them have a roast carvery type place (that sells roast meat, chips, vegetables and so on).

At the carvery, I ask for a bowl of peas, beans and carrots for my baby. Some places have given it to me for free, commenting how nice it is to see children eating vegetables. Other places will charge $0.50c and the most I have ever paid is $1.00 for a 'big' baby sized bowl full. Don't forget to ask if you are buying a roast meal there yourself, because they may throw in a baby sized bowl free.

It's great when I run out of food at the shops, if he eats everything I have taken with us, or if I've taken longer shopping than planned - it's really healthy and cheaper than buying baby food in jars (which my toddler refuses to eat anyway). We have been doing this since he was eating finger foods from around 12 months old. When he was small he used to eat one pea at a time, which provided hours of entertainment too!

There are other vegetables available but we avoid any that have been fried or cooked in oils (like roast potato) and those that have sauces (like cauliflower cheese).

My husband and I have set a goal to pay off our mortgage within five years. We have a way to go, but keeping this goal in mind has helped us to curb our spending.

I worked out that any amount I put on our mortgage is actually worth five times that amount due to the saving in interest. So when I am thinking about spending $20 on a top, I multiply this amount by five and realise that I do not want to spend $100 on a $20 top! That $20 would be much better invested if it was put into our mortgage.

One year a friend gave me a money tin and on the side of it was printed, 'If you fill this tin with only gold coins by the time it's full you will have at least $500'. It really didn't look big enough to hold that amount of money, but I love a challenge so I decided to find out if it could!

We started in March and any gold coins we had went into the tin. Our goal was to open the tin at Christmas and use it to pay off lay-bys plus have some spending money over the Christmas break.

November rolled around and the tin wasn't quite full. However, when we opened it up and counted our 'gold' we were very surprised and extremely happy to discover we had collected $700 in our little tin!

Because of that little treasure chest of gold we enjoyed a fantastic stress-free Christmas! I was able to pay for all the presents for our immediate and extended family as well as cater for a great Christmas day feast, AND we had spending money left over for the holidays.

Now it's a family tradition. My sceptical husband happily donates all his gold coins to the tin and my 12-year-old will go hunting for gold coins just to add them to the collection! I know that I don't have to worry about the financial strain of Christmas any more as my tin has got it covered.

I live with my husband and 4 year old twin boys in a unit and we discovered Simple Savings at a time that was very difficult in the life of our family. I wanted to share a bit of our journey that led to saving money and an improvement of our quality of life.

When I discovered Simple Savings my husband was a self employed contractor who was in between jobs and our income became more limited as I work part time and we have many fixed expenses including a large mortgage and preschool fees.

We were feeling very stressed emotionally as well and finding daily living difficult to manage. I pored over the Savings Vault and found a wealth of information so assist us in reducing our expenses. As we were feeling quite vulnerable and finding change a struggle we picked one tip a week to research or implement and we started with the simplest first so we could experience enough success to motivate us to continue.

So the first week my husband put his razor in a small glass of olive oil (to prevent rust and make the blade last longer). Then we replaced our fabric softner with 1/4 cup of vinegar and put vinegar in a pump spray pack to clean our benches. We also used vinegar to clean our floors. As we "succeeded" we began to feel better about life as we were exercising the control we could to improve our situation and it felt creative.

We also:

Researched car/house/contents insurance for the best deal

Started to shop at Aldi regularly, knowing from other Simple Savings users which were the best value products

We found a wholesale butcher (Elvy's Wholesale Meats 2/19 Norman St, Peakhurst tel: 9153 6656)

We started cleaning our dishwasher with citric acid

We gave homemade gingerbread houses and biscuits as Christmas gifts

Our children made gift wrap (painted and glittered) from a roll of butchers paper bought for $10 at IKEA which is very personal and inexpensive.

We joined 3 different DVD clubs and got a free month from each before cancelling which gave us great free entertainment over the Christmas months.

We found websites for children's activites, and a recipe for homemade playdoh that we love and have given to other children as gifts.

We also bought $8 worth of alphabet and flower beads and bracelet elastic from The Reject Shop and made 13 name bracelets for preschool teachers and friends. My boys really knew the joy of giving something that they had helped choose and make. The recipients were joyous at the personal nature of the gift.

I now make my own bath products for our family and for gifts from the recipes and websites reccommended by Simple Savings subscribers.

We are adding to our life routine regularly and we are loving our life. This week I have taken my first week of unpaid leave from work to be with my cherubs during the school holidays and it is such a priceless and precious gift.

I really appreciate the invaluable life tools that I have gained from your website and value sharing this way of life with my children. And I encourage the overwhelmed to add one tip a week to your life...they all add up to big change.

My kids love doing things on Saturdays but even a trip to the movies for our family costs $70. So I invented '$20 Saturday'. We could go anywhere and do anything as long as it didn't cost more than $20 for the whole day. One Saturday each month we would find a spot in the street directory that looked interesting and take a picnic, other times we visited free places such as museums or community festivals and the $20 bought a drink, small snack or ice cream. Not every place was terrific but we gave each place or activity a score to rate whether we would like to do it again. My boys talk fondly of things we did together and places we visited on $20 Saturdays and they learn that you don't have to spend up big to have fun.