Low cost fake nails stop me biting real ones

I have found fake nails are the best solution to stop me from biting my real ones. You don't have to spend a fortune on salon acrylics every four weeks either. There are DIY kits on AliExpress such as Belle Fille which look easy and are affordable. Making sure to use a cuticle oil or cream regularly during the day also helps to stop picking of said cuticles too!

Many meals from one rolled roast

I have found a way to get maximum meals and value from one single rolled roast. I bought a rolled pork roast which was way too big for just the two of us. Not wanting to be living on leftovers all week, I decided to cut it in half before cooking it. As I was about to place the uncooked half in the freezer, I decided to cut it into thinner slices and use the meat as pork chops instead. This has worked well! I also plan to cut the rolled roast into chunks in future, to use for stir fry, sweet and sour pork and so on. Normally you could never get pork chops or stir fry for $7.99 a kilo! There's no reason why you couldn't use this method with other rolled roasts too.

Wonderful gift giving policy

A friend gave me some great advice that is saving me a fortune.
 
She gave me a lovely crocheted brooch for my birthday, adding that her policy is to only give gifts that are recycled or made at home. I have embraced this policy, and proudly share it whenever possible. Not only am I saving huge amounts of money, but I am also re-using resources in an ecologically friendly way. Another benefit is that I am embracing my creative side to come up with so many ideas e.g. crafts, baking, gardening, knitting and so on.
 
My ideas come from library books and most of the materials from Op shops and friends' abandoned projects. I have got some amazing projects ready for Christmas e.g. three sad rag dollies rescued from the Hospice for $2.00 are now fresh and bright with smart buttons and ribbons, and will be loved for many years by my three girls. One daughter will have fab roller skates too – just $10 from a church sale, snazzed up with fluoro laces and personalised with a name charm.
 
Rather than feeling reluctant to buy second hand gifts, I am now always scouting for the perfect gift. I feel my policy is one that embraces our present cultural climate of economic thrift and resourcefulness. I have also rediscovered the joy of home craft and am now sharing these skills with my children, as my Mum did with me.

Devious savings

Changing circumstances and a growing familly all added up to us paying a whole lot less off our mortgage than we would have liked. Pretty soon we would have started to go backwards. It was crunch time!

Using the Simple Savings calendar I identified our most expensive habits, and was astounded to see the amount of money that could have been saved. Our grocery bill was always around $200 or more per week. This amount did not include meat or bread that we get from the butchers and bakery.The trouble was, my husband loved all the expensive name brands for items such as chocolate biscuits, lollies and savoury snacks and was convinced that the cheaper or no name products would be tastless and boring. Week after week I would just automatically reach for these items, without even glancing at the alternatives. I knew as soon as my husband saw the packaging, the goods would remain in the pantry unopened, and he would then go and buy the brand name items anyway.

One week I kept mentioning to him that I was going to do a big clean up of the pantry and I was finally going to utilise all those assorted Tuppaware containers that I had never used. That week I substituted his expensive brand of snack foods with cheaper versions, emptied them into the assorted airtight containers and threw the plain packaging out before he could see them!

I also applied this technique to several other items; I would fill cheaper dishwashing liquid into Morning Fresh bottles, no-name hand wash into saved Palmolive dispensers, you get the picture. Our grocery bill went down from $200 to $140 per week - a saving of $240 a month!

When I finally fessed up to what I had been doing, my husband admitted that most of the snacks were just as good as the name brands, you just have to try a few out. All it took was some creative (OK, and somewhat deceitful) way to present the changes, but we have never looked back. Why would we, with a saving of $3120 a year? Plus of course, one very neat pantry!