My level headed method helps me reach my goals

My daily book has been helping me save my goals and achieve all year. At the start of the year I bought an A4 meeting book, with section dividers. This gives me a section for my goals, one for 'major lists' that will go through the whole year and lists of different levels. To give you an example, it's this one here: http://www.createl.com.au/buy/meeting-record-book-purple/2578P

I count general housework as Level 1, things like tidying up/sorting, paper cleaning as Level 2 and Level 3 as big things that need other help, such as tax or renovating/new major organisation of the house and so on.

I work full time at a job that has many night and after hour events, so find myself doing a lot of Level 1 on the weekends. However, unless I make a conscious effort, I do not get much of Level 2 or 3 done. Using this book both at work and home helps me to be really organised!

Put your nail biting habit to sleep for good

For most unconscious habits such as nail biting, hypnosis is often the best, cheapest and environmentally friendly cure for nail biting. No drugs, no chemicals and usable by any member of the family providing they are receptive to hypnosis. Some people cannot be hypnotised but they are very few and far between. A single personal session might be all that is needed, but there are some very good programs available in various formats for home use. Worth a go!

Sanity saved with Christmas wish books

When my children were young, I dreaded the arrival of Christmas catalogues and their enticing displays of new and expensive toys. So, some months before Christmas, I purchased cheap scrap books and the children spent some time covering them with Christmas paper. These became their Christmas Wish Books!
 
As each new catalogue arrived, the kids would carefully go through it and select any item they would like to receive. They would then cut out the picture and glue it into their book, with no limit on how many items they had in their book. However, the children knew they would not get everything in their wish book. On Christmas Eve, the kids would leave the books out for Father Christmas, who would be able to look through them and select one or two of the items to leave in their Santa sacks.
 
This worked so well for us in our one income, cash strapped household. I knew what each child wanted and I could see how much their gift choices were; this meant there was no rude shock when I went shopping for the items. I was also able to tell grandparents what toys the children were interested in, so they were able to purchase a gift knowing it was something the child wanted.
 
Even as the children outgrew Father Christmas, they still liked to make up a Christmas Wish Book - just to be sure they received something other than socks, jocks and hankies! I've never put a dollar value on what I saved, but I know it saved my sanity at a very stressful time of the year.

Create a 'roundtuit' fund

I have found a great way to stop impulse buying. I turn the money I would have spent into a 'roundtuit'. A roundtuit is one of those things you always put off and say you will get 'around to it'. Have you always wanted to learn to ride a horse or treat yourself to a massage? Or buy an art print but, because of the expense, have never got around to it? Well, I now put the money I would have spent on impulse buying straight into my roundtuit fund.

Instead of buying that glossy magazine, I look at the price and I put that amount into a special pocket in my wallet. I try and jot down what I nearly bought as well. When the time comes to buy the art print I have always wanted, I can see that it was worth two magazines, a fast food lunch, a shirt on special and a home delivered pizza. I don't feel guilty because the purchase has been funded by my roundtuit fund.

I no longer waste money on stuff I don't really need and I can also see where I am most likely to waste money, which will hopefully protect me from temptation. Most importantly, I'm able to achieve my dreams, almost without realising it. It's a great way to save for what you really want, so isn't it about time you got around to it?