Make your own nut butters for a fraction of shop prices

I save a fortune on buying nut butters by making my own. Almond butter, cashew butter and good quality peanut butter can be fairly expensive to buy so instead I buy roasted almonds for about $4 at a bulk supplier (Bin Inn if you're in NZ) and blend it in my Nutribullet with the addition of a smidgeon of olive oil. This gives me twice the quantity of a shop-bought jar which would cost at least $12! You can also add a little honey or chia seeds to add variety. I use the same method to make cashew butter. I simply buy 200g of cashews for $4.80 from an Indian grocer, roast them in the oven and blend them with the addition of a little olive oil to start the process. At around $15 a jar to buy at health food stores, this is a terrific saving!

Dairy-free oat milk for 26c per litre

I make dairy-free milk for my allergic daughter for just 26c per litre! I make oat milk at home, and it tastes just like the shop-bought version that we used to buy on special for $2 per litre. I also use it in desserts, baking and cereal, even though I’m not dairy-free. It’s even cheaper than prepared powdered cow’s milk, which I recently priced at 80c per litre!

Here is the recipe (costed out using Coles home brand ingredients) -

Ingredients:

1 cup rolled oats 120g (22c)

4 cups water

1 tsp brown sugar (2c) - optional

1 tsp sunflower oil (2c)

Method:

1. Blend all the ingredients in a blender for one minute

2. Strain through a muslin or a nut milk bag (I use old muslin baby swaddles).

3. Store in the fridge for up to five days.

My husband and I eat other dairy products and my daughter still has two cups of calcium-fortified, shop-bought, non-dairy milk per day as a drink, but we now use at least three litres less of shop-bought milk per week, working out to a saving of over $300 per year!

$20 Saturdays for fun weekends

My kids love doing things on Saturdays but even a trip to the movies for our family costs $70. So I invented '$20 Saturday'. We could go anywhere and do anything as long as it didn't cost more than $20 for the whole day. One Saturday each month we would find a spot in the street directory that looked interesting and take a picnic, other times we visited free places such as museums or community festivals and the $20 bought a drink, small snack or ice cream. Not every place was terrific but we gave each place or activity a score to rate whether we would like to do it again. My boys talk fondly of things we did together and places we visited on $20 Saturdays and they learn that you don't have to spend up big to have fun.

Cheap Challenge snack

Here's a great way to save heaps of money on popcorn.
 
I buy a packet of 200 Home Brand paper bags for about $3.00 from Woolworths and a 500g bag of No Frills popcorn kernels for $1.16 from Franklins. I smear some butter in the bottom of a bag and pour in about 100g of kernels. I then seal off the top of the bag by folding it over twice.
 
I set the microwave to cook on High for about three minutes but I always listen closely because the time it takes the kernels to pop depends on how much I have placed in the bag. When the frequency of the 'pops' slows to about three to five per second, I stop the microwave and let the remaining kernels stop popping before removing the bag from the microwave and adding salt.
 
For a healthier version, I simply cut out the butter and salt. I sometimes add chilli flakes or chicken salt, however, there's lots of room to experiment with a variety of flavours. Each bag of popcorn works out to about $0.25c per serve, a huge saving on the ready-made variety at the supermarket.