NLP means great nails for me!

If nail biting or picking is an issue for you or someone you know, you may like to consider Neuro Linguistic Programming (NLP). I had just one session and it made a fantastic difference for me. I was sceptical throughout the session, until the end of the session when the problem had completely gone away. I was really surprised and completely pleased! Would definitely recommend.

My health insurer saved me hundreds on travel cover

I have saved $400 on my travel insurance, thanks to my health insurer! I’m going to Europe for six weeks and know the importance of travel insurance. I have a credit card that offers complimentary health insurance, but the underwriter has changed and now NO pre-existing condition is covered. I’ve had a few accidents and illnesses that their previous underwriter covered previously; but the new underwriter said No to ANY pre-existing injury, even if it was healed and needed no further treatment or medication. So I had to independently take out cover for $620 for the six weeks I’m away. In an attempt to offset the cost, I phoned my existing HEALTH insurance. After talking with them, I have suspended my insurance for the time I’m away, and a few weeks when I’m back in Australia, which is two months in total. This has saved me $400 for two months, therefore reducing the cost of my travel insurance to only $220. My annual credit card fee is $150, so I will be cancelling that as well, as it no longer is worth the money if I am not eligible for cover with their travel insurance. So all up, a saving of $150 plus $400 adds up to $550 in total. No small amount and will certainly help fund my travels!

Shopping List Supervisor keeps you in line!

I saved quite a lot of money today at the supermarket because I took along my own, personal List Supervisor!

Every week my five-year-old daughter, who loves to read and write, writes down our shopping list that I dictate to her. She then gets to be 'in charge' of the list at the supermarket and has the job of making sure we don't get anything that isn't 'on the list'! She takes her job very seriously (as five-year-olds do), and whenever I pick up an item that hasn't been written down she pipes up 'That's not on the list!' - and so I put it back! Even items that were treats for her are sent back to their place on the shelf as she exclaims 'Uh-ah Mummy, that's not on the list!'

There are many benefits to employing a List Supervisor - we save money every week, we don't buy as many unhealthy 'treats' and I don't have a bored, nagging child at the supermarket as she is too busy doing her 'important job'! It's a win/win situation for everyone!

Bi-carb soda and vinegar replaces other cleaners

I have saved heaps by no longer buying expensive cleaning products. To clean my toilet, bath or shower, I quickly wet the area and let most of the water drain away. I then sprinkle the whole area with bicarbonate soda, using a small shaker (you can get them at Kmart for a few dollars). I then spray it with cheap white vinegar in a spray bottle. There is a slight chemical reaction that dissolves all the mould and dirt. Leave it for a few minutes to work. You still have to scrub a little and you may need to re-do any heavily soiled areas. It also works for benchtops and sinks, it's a cheap alternative to chemicals and good for the environment too.