Dishwashing liquid breaks down hard to remove stains

I have found a cheap and effective solution for tough laundry stain removal! Stains such as fats or body odours can be notoriously hard to remove. Normal washing powders may be made for getting out dirt and stains but not for breaking down fats and body fluids. To combat the problem, I simply add a squirt of dishwashing liquid to the wash, along with my normal powder and soaker and it works like a charm. After all, it breaks down grease and fatty food residue when doing dishes, it makes sense for it to work on clothes too!

Get every last cent out of your powder foundation

I have found an easy way to use up every last bit of make-up powder foundation. You know when you have almost got to the end of your powder compact, and all that is left is the powder on the rim? It's sad to waste, but so hard to use. Not any more, however! I've discovered it can easily be removed using a small spoon or lolly stick, then transferring it into another container. From there, you can simply apply it with a brush, like a loose powder! From now on, every time I buy a new compact, the left over bits first get mixed together and used. These days I never run out in between buying my more expensive foundation. Better still, I get to use the crushed foundation powder for 'everyday' and keep the new compact for special occasions, making it last even longer!

I improved my rent to suit the budget

I moved to Perth a couple of years ago with very few possessions, two young children and a dog. I stayed with friends for a couple of weeks and really liked the area they lived in.

I set my rent limit to $150 (cheap for city living - but necessary for the budget) and put my name down on the huge waiting list for government housing. I looked at many places - most out of financial reach. The ones I could afford looked (and smelled) bad. I decided I could 'change' the appearance and the smells - but not the budget.

So, I rented the 'worst house in the best street'. I went through a real estate agent and asked if I could meet with the owner. When he came around (which most don't do regularly with managed properties), he was the first to admit the place needed work (mostly cosmetic).

I suggested to him that I would spruce the place up a bit and in return my rent would not go up while I lived there, plus we agreed that I would be entitled to two weeks rent free over Christmas!

I have painted the entire inside of the house for about $200 (including feature walls, and old laminated cupboards) by buying mis-tinted paints and laybying paint specials. I ripped up the old carpets and polished the floor boards (about $150 in equipment hire and food for my 'helpers') I also got second hand carpet for free from the local paper and replaced the old stuff in the kids bedrooms. I got curtains and blinds from the op-shop and sale tables (about $50 in total)

As for the outside - my place looks better than most of the privately owned homes now! A few boxes of lawn seed (about $3.00 from supermarkets), a bit of hand watering and weed pulling and I have a great front lawn.

I built flower beds with bulk seedlings ($0.45c per punnet from the local nursery - discontinued or 'sick' stock). People in the street are always telling me how great the house looks and they can't believe its the same place!

I work and go to university, as well as look after my children - so all this has been achieved over the last two years. My landlord is happy, we are happy and the money I save weekly in rent (between $50 - $60 per week) allows us to go on holidays once a year and have a few extras!

Don't lose sight of your goal

I am 22 years old and on a low income, but am well on the way to saving for my first house! I developed a simple system that keeps my savings goal at the forefront of my mind and encourages the support of those around me.

I've always found it hard to save, but one day I got a big piece of cardboard and wrote 'My House Deposit' at the top. On the right hand side I cut out images of a house, a kitchen and a loungeroom that I would love to own one day. On the left hand side I drew a giant thermometer and on the side wrote the figures $0 to $40 000 ascending, just like on a real thermometer. Whether or not I need $40 000 is irrelevant; I look at this table every day and whenever I save another $500, I colour in with a red crayon up to the amount on the tally. I use hints from Simple Savings, such as making my own lunch every day and not buying clothes if I don't need them and now whenever I make a purchase I think of my house deposit and how much I want it far more than a coffee or new shoes!

An unexpected bonus of having this chart is that I've found my family and boyfriend have become aware of my goals and I get lots of support along the way. This visualisation technique really does wonders, and most importantly you are making a concrete agreement with yourself and you stop losing sight of your goals. I'm already a quarter of the way to reaching mine!