Lower price promise saved on a new cistern

I saved an easy $40 recently on a new cistern by price shopping between competitors! I first checked the prices at both Bunnings and Mitre 10 and found the latter to be the dearer option. Seeing as they promise to better the lower price on the same item, I showed them the proof of the cheaper Bunnings price. They did indeed hold true to their promise and charged me another 15% less than the lower Bunnings price!

My uni studies STOPPED me biting my nails!

I've been enjoying long, beautiful nails for 30 years, thanks to a method called behaviour modification! I was required to do it as part of a psychology unit at university. It is a method which rewards good behaviour and punishes bad behaviour. This is the method:

1. You determine what you want to change: I want to stop biting my fingernails.
2. You determine what would be a good reward. I will give myself $1.00 coin.
3. You determine what would be a good punishment. I will give $2.00 to charity. Note: It is best that the punishment is worse than the reward, so you can obviously achieve your positive goal ASAP. The simpler your rewards and punishments are, the better. I used the money to purchase a scarf but you could do it for anything.
4. You work out what you need to motivate yourself to achieve that positive outcome. I used hand cream daily, I used oil to massage the cuticles daily, I painted my nails with nail hardener and once the nails grew past my fingers, I got manicures regularly.
5. Draw up a table as shown below, to keep track of your progress daily to get to your eventual goal:

Day 1 – Outcome: I put my fingers in my mouth So you put a cross in the negative box and take the punishment. Negative Positive Punishment Reward x $2.00 paid to charity

Day 2 – Outcome: I didn’t put my fingers in my mouth So you put a cross in the positive box and take the reward Negative Positive Punishment Reward x $1.00 paid to myself

From memory I stopped biting my nails after the second week and kept going until I grew my nails to the length I wanted them. I found that it took about 10 weeks to achieve the outcome I wanted. I didn’t think I would get long fingernails, but I did and continue to do so!

Say 'get well soon' with supermarket treats

I have come up with a low cost way to give a 'get well' gift that is always appreciated! Instead of flowers, I send the patient their favourite treats from the supermarket. In the past I used to send flowers but the cheapest I was able to get was about $80! So I came up with this cheaper alternative.
Now, when someone is sick, I buy around $30 of the patients' favourite foods and magazines online from the Coles or Woolworths websites and have it delivered to my friends and family in hospital. You simply put in their hospital address. You can even add a note to say it is a gift from you!
Delivery is usually free, or a maximum of $5.00. This saves me $50 a time on flowers and people really appreciate the thought and effort I have gone to in getting their favourite treats. It is also a very welcome relief from hospital food!

100% effective 'No More Clutter' deterrent!

I have come up with a simple yet super effective way of making sure I never waste any more money on clutter! I'm a sucker for buying toys for my children. Consequently I am now drowning in broken toys, clutter and debt. But now when I'm in the department stores and see something on special or think, 'my girls would love that', I open up my bag and get out my deterrent! I look at the photos I have taken of my lounge covered in toys and clutter and remember that not am I only saving money by not buying more, I am also saving the planet - and my sanity! Works every time!