Cheap phones, games and movies from CeX

If you need to replace a mobile phone, make sure you check out CeX for great deals! They are Sydney based, but you can order online also. My old Samsung phone was dying, so I decided to get a replacement. I ordered a Huawei, and it was locked to Vodafone for just $80. I am using the Telco "Lebara" which is bought by Vodafone. The software is up to date too, better than the old Samsung! So if you know which provider you are connected to, e.g. Telstra, you can order a phone which is "locked" to them. Locked means, you can only use that provider's SIM card, no others. They have a lot of cheap games and movies available too! For more information, visit their website https://au.webuy.com/

Priceless personalised gift for teachers

Our end of year teachers' gifts cost nothing and mean more to them than any expensive chocolates or mugs! For each of my young kids' teachers, we print a sheet each year titled "Tell Me About (Teacher's Name)..." It has 8-10 questions on it, with space for the kids' answers to be written in, either by them or dictated to an adult. Questions can be anything. We include things like:

How old is Mr X? What is Mr D's favourite food? Something Miss B always says is.... What does Miss J like to do for fun? Ms P loves it when.... If I had $1000 I would buy Mr H a .... Miss V is a great teacher because.... Mr K gets cranky when... And finish with: A Special Message for Ms A...

Every year it is a massive hit. Teachers love it and when there are multiple teachers, they love to get together and compare answers!

Ask for the gift that keeps on giving

I am a young woman on a single income, paying off my homeloan. I know the amazing financial savings that are possible when you make extra payments of any size on a large loan. However, because I am on a low annual income I often find it very hard to find any spare cash after all the bills have been paid.

So for birthdays and Christmas, when my friends and family are seeking ideas for gifts to give me, instead of asking for things I don't really need, I ask them to deposit the amount that they would have spent on a gift straight on to my homeloan. I am very close with my friends and family and they understand my financial situation. They are only too happy to help me get ahead and hopefully one day own my own home. It is a gift that keeps giving and one I truly appreciate. I read recently that for every extra $1.00 you are able to pay against the principal of your homeloan you will save $2.00 in return and take years off your loan. The understanding and generosity of my friends will help save me tens of thousands in interest over the years.

All new parents love this gift

When someone you know has a baby, it can be hard to choose a gift that will be appreciated – but this gift is always well received!

I like to give new parents the gift of dinner for a week, which is delivered each night. In the weeks leading up to the due date, I cook and freeze meals that will feed my family and theirs. It gives the new parents one less thing to worry about as they are settling in with their baby, and ensures they are not living on takeaway food.

I make things like pasta sauce, casseroles, soup and garlic bread. Roast dinners and chicken salads are easy to make fresh in large amounts and I also bake cakes and biscuits so they have something to offer their visitors. If they have school age kids, I even give them food for their lunchboxes such as slices of cake, sandwiches, pizza rolls and muffins.

This may not be as spectacular as a large gift with a bow, but all my friends say that it was their best gift, as they are so tired by the afternoon that the last thing they want to think about is cooking dinner.