DIY 'mixed vegie bags' makes meals faster and easier

This simple tip saves me money and time every day when preparing meals. Whenever I buy frozen vegetables, I bring them home and immediately divide them into portions, placing them into ziplock bags, then popping them in the freezer. I often divide up broccoli, peas, cabbage, sprouts, carrots into the same bag. This way, they take up less space in the freezer and I know exactly how many meals they will serve. None ever get wasted and they can be either stored together or placed with other food to make it instantly possible to grab a complete meal. The same method works well with fresh food in preparation for things such as school fruit or lunch breaks, when time is at a premium in the mornings!!

A 'glovely' way to stop nail biting

If you're a nail biter and want to stop, get your gloves on and leave them on. Don't knock it until you've tried it! It's impossible to get past a fleecy woollen layer, no matter how hard you try. If you can leave them on long enough, (maybe get the kind with fingertips so you can still use your phone!) the habit is broken and before long, your nails will be strong and long (er). Give it a go!

Naturally beautiful skin and hair

I am a 39 year old mum with five children. I love to have soft skin, but I'm not keen on all those chemicals in general moisturisers. I like natural skin care creams, but they come with a hefty price tag. Thankfully, my grandmother gave me a perfect, all natural solution.

She suggested I try coconut oil, as she had used it as a skin moisturiser and hair conditioner while she was growing up. I purchased a 400ml jar of organic coconut oil from my local health shop for $10.70. I now use it every evening on my face, and every morning as a body and face moisturiser. I also use it as a lip balm and once a fortnight, I melt 1/4 of a cup and apply to damp hair. I then pop on a shower cap, wrap my hair in a towel and experience a moisturising hair pack that smells divine.

My skin has never looked better and my normally dry, curly hair is now soft and shiny. The jar I purchased six weeks ago is still half full and I estimate I will save $380 a year on moisturisers, hair packs and lip balms. Best of all, it's chemical free.

Time-saving tips for working mums

For many people juggling work, family and study, time is the most important saving they can make. I work four days a week, have a three-year-old and studied part-time for a diploma for a year. I got by with these time-saving tips:

1. Lowering my expectations for the house. I don't need a spotless house, but a tidy and lived-in home.

2. Doing my housework little and often, rather than spending huge amounts of time tidying up. I do things like:

- put my little one's daycare bag together for the next day as soon as we get home in the afternoon.
- cook my lunches (pasta and sauce, muffins and so on) once a week and freeze them.
- put my lunch box together from the freezer in the evening.
- clean the toilet by putting a teaspoon of Napisan in it each night. It soaks overnight and the bowl is clean with the next flush.
- do laundry when enough for a load accumulates so we don't have a sudden clothes drought, then an avalanche of laundry to do and put away.

3. Exercising on a stationary bike in front of the TV in the evenings after my little one is in bed.

4. Programming our DVD recorder once a week (Sundays when we get the new TV guide) so I don't miss my favourite shows.

5. Filling cereal bowls with water if I am rushing and have to leave the breakfast things. This makes them easier to clean later and stops ants.

6. Trying not to double handle things. Rubbish goes straight in the bin, meat is put in meal size portions in plastic bags and frozen as soon as it gets home, magazine subscriptions go straight to magazine rack when they arrive in mail.

7. Leaving rooms better than when I arrived, so the need to tidy doesn't build up. It only takes five minutes to put laundry from the floor to the hamper, make the bed, wipe a bench, replenish the toilet paper.

8. Recruiting my little one to help - she's only three but she can put dirty dishes in the sink, put toys away in her room, dirty clothes in the hamper.

9. Shopping for groceries by myself in the evening so hubby can watch his TV shows in peace and I am not tempted to go to other stores as only the supermarket is open. Also many things are marked down at that time.

10. Trying to do three things for myself that make me feel happy each day, like listen to podcasts while I do the housework.

11. Writing the shopping list progressively through the week so I can pick it up and go when it's time to do groceries.

12. Storing the bedding in storage containers under each bed so it's quick to make the bed, especially when changing my little one's wet sheets in the middle of the night.

13. Shopping for presents at sales during the year (online or in stores) so I don't need to go to crowded stores during the Christmas rush.

14. Not beating myself up if I find lifestyle changes tricky at first - I am afterall human!