Cheap MP3 download helped me quit nail biting for good!

I found the answer to quitting my lifelong nail biting habit in a $15 app! Over the years I had tried everything from bitter aloes to spending a fortune paying for regular manicures, thinking if I paid someone I would be too embarrassed to turn up with bitten nails. I do not like acrylic nails at all, so that was not an option for me. Now in my 50's, I shudder to think how much money I have spent on manicures over the years! The only thing that worked for me and worked immediately was hypnotherapy - but not the 'go-see-a-hypnotherapist-at-$300-an-hour-for-five-to-ten-sessions', no way! I simply purchased a downloadable MP3 for $15 USD. I listened to it each night as I went to sleep. Normally it takes about 21 days to change a habit, but I found that it worked for me completely after five days. I have no desire to bite my nails at all. I continue to listen to it from time to time as a "top-up" to maintain the cessation of nail biting. I bought my download online from www.stevegjones.com He has MP3 hypnosis programs for everything from weight loss to writer's block. They vary in price and often he has flash sales from as little as $1 per MP3 program. I am not affiliated with his company at all, but can highly recommend!

No need for takeaways with home 'auto replen' system

I have finally found a grocery system that works for me! My husband calls it 'auto replen' grocery shopping. First, I buy discounted Woolworths e-gift cards from the Entertainment Book (saving 5%). Then, having downloaded the Woolworths app on to my phone, I purchase a delivery saver, $50 for three months of deliveries. This works out about $2 per delivery for us.

Whenever we run out of something, or it is getting low, I add it to my shopping list on my phone. Once we reach $100, I then purchase the groceries. Woolworths has the same prices in store as online and the same specials. I have found this reduces takeaway significantly, as we order 2-3 times per week (I have three adults and three children in my household, plus frequently two to four young children or teenage guests. If we want something in particular, we need only wait one day for it.

We liken it to the automatic replenishment system that the larger department stores have. It works for them and it works for us too!

Chemical-free toilet bowl freshener

This simple tip saves money on toilet cleaners and air fresheners! A cheap and easy way to keep the toilet clean and smelling fresh is to make your own antibacterial spray. I have a spray bottle on the window sill filled with water and a few drops of tea tree oil. After each flush, we spray two or three squirts in the toilet bowl and close the lid. It keeps the room smelling lovely and our toilet sparkling clean without yucky chemicals.

Live smart and have it all

Our wonderful daughter is a saver on the grandest scale. At 29 years old and earning a modest wage, she is building her first mortgage free home on five acres; as well as flying out to Bali for a holiday! She has had several serious health problems but is amazing in her efforts to follow her plan, thanks to the support of her equally admirable husband. Their two horses and two dogs are greatly loved and their lifestyle is totally free of unnecessary expenditure. They own their block of land, furniture and vehicles as they need them to drive to work.

To save rent while rebuilding they bought a duplex then removed junk, scrubbed, painted and renovated by finding the best way to build fences, roof a pergola and fix the faults. Meanwhile they have fenced their own block of land, installed gates, had a bore sunk, built open stables themselves with salvaged material and negotiated the big expenses of shed, driveway and site costs.

They are not without experience as she purchased her first property at 19, a unit which she and her father gutted and renovated. Her husband joined in and renovated a property, then they renovated a joint property before they purchased five acres, built a house and developed it for resale so that they could buy their current land. Recycling has included rescuing old baths for horse water troughs, finding a kitchen sink for a fish cleaning bench and rebuilding an old horse float. They planted and watered tube stock trees, had family members grow cuttings and even used the horses to mow the lawns. In fact one horse was purchased for the knacker's fee and the other was free.

No, she hasn't benefitted from a first home buyer's grant as she was too young at the time of her first unit, or from family gifts. Just planning, following her dream and sticking to the budget. It works!