Recent Hints
Find the reason behind nail biting online
If you are spending money on solutions to put an end to nail biting, it could pay to instead get to the bottom of WHY you are doing it! Nail biting is associated with anxiety, because the act of chewing on nails reportedly relieves stress, tension, or boredom. People who habitually bite their nails often report that they do so when they feel nervous, bored, lonely, or even hungry. For more information, visit this link:
https://www.psychologytoday.com/us/conditions/onychophagia-nail-biting
By: Jo Carson 2 responses in the members' forumTreating nails in a positive way keeps biting at bay
I have found the trick to keeping nail biting and picking at bay is to 'fiddle' with them in a positive way. I am 67 and have bitten my nails since I was about three years old. My parents tried bribes, threats, nasty brown stuff painted on my nails - all sorts. I grew my nails when I got married, when my daughter got married - and indeed have grown them since for various special occasions - so determination can help! I now have nails on my fingers, but still bite/pick at my thumbs. My dad said my fingers would become misshapen, and he was right. What helps me is to 'fiddle' with my nails in a positive way - emery boards, manicure tools, nail polish, the nail treatments to stop biting - the taste does stop automatic, thoughtless nibbling. I am not a chewing gum lover, but that can also help. I crochet too, which keeps my hands too busy to nibble at!
By: Christine SHottest Hints
Use a savings purse to collect money saved on purchases
I was usually a pretty prudent shopper but was always looking at the money I saved as potential cash for more purchases. This meant that in the long run I didn't really save anything and ended up with a heap of things I didn't really need.
I started taking a 'savings purse' with me to the supermarket when I did my grocery shopping. Instead of buying the product I would normally have bought, I would choose the cheaper alternative. For example, I would purchase the 'home brand' biscuits for $1.00 less. That $1.00 would go into my head as a saving. At the end of that shopping trip I would put any 'savings' into the savings purse. I was stunned. After two weeks of shopping and 'saving' this way, my savings purse contained $100.
I began to use my savings purse in other ways. If I managed to refuel my car with cheaper fuel, I would put the difference in the purse. If I wanted a chocolate bar, and I resisted buying it, I would put that money in my savings purse. Even with those small amounts, the savings became huge. Doing this began to be fun; it was a challenge to find extra ways to put money into my savings purse!
To top it all off, not only was I saving money but, by 'resisting' the sweets and chips so that I could put the money into my purse, I was also eating healthier and losing weight. I am so happy with the results.
By: Natalie Leaver 15 responses in the members' forumBreak your expensive shopping habits
We've saved at least $10,000 this year alone, simply by changing our shopping habits!
Almost every day, we'd stop at the supermarket on our way home to buy fresh ingredients for dinner – however, we'd also buy a couple of impulse items while there. The daily grocery bill was at least $30; an extra $150 each week on top of our weekly 'big' grocery shop!
To reduce the number of trips we made to the supermarket, we analysed our spending habits. We looked at all the grocery items we purchased and separated them into three categories:
1. Perishable items that need to be used within a week or so, for example, milk, bread and vegetables.
2. Items that had a longer shelf life or could be stored so they last longer, for example, meat that could be frozen, canned items, pasta and rice.
3. Items with an extended shelf-life such as toilet paper, detergent, toothbrushes and so on. We then estimated how much of each item we would use in a year.
We looked at what we could make or grow ourselves, for example, bread baked in the oven or herbs and vegetables grown in the garden. That left a limited number of items we needed to buy on a weekly basis including milk, fruit and vegetables; at least until the garden was established. These were all items we could buy from the local fresh food market, avoiding a trip to the supermarket, which meant lower prices and fewer impulse buys.
The next step was to develop a monthly meal planner - five meals per week with two nights of leftovers or 'invention' cooking using whatever was in the fridge, freezer and cupboard. We put all the recipes in a folder and worked out a monthly shopping list based on these recipes. All non-perishable ingredients are now purchased in this monthly shop. Meat is also purchased monthly from a butcher who offers bulk purchase discounts; the meat is frozen in meal lots ready to be thawed in advance for each meal.
We don't tend to cook in bulk, as we enjoy the process of creating fresh meals each day, but we do cook enough to provide the next day's lunch and occasionally cook a couple of casseroles or 'one pot' dishes at the same time and put them in the fridge - the flavour seems to build and is even nicer after a day or two.
Our menus also change depending on the season and what produce is available at that time. We're in the process of developing 'summer', 'autumn', 'winter' and 'spring' meal plans with enough recipes to get us through each season.
Finally, during each monthly shop we'd buy extended shelf-life items when they were on special until we had a year's worth. It takes up some extra cupboard space but we never run out of essentials and don't have to duck out to the supermarket.
Our ultimate goal is to reduce our 'big' shops to once a quarter rather than monthly – this will save us even more time and money by further reducing our exposure to the supermarket.
We have saved $150 a week by eliminating daily shops – this adds up to $7800 annually. We've saved even more by shopping at fruit wholesalers and butchers, buying in bulk or taking advantage of specials. By changing our shopping habits, we estimate we've saved at least $10,000 this year!
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