Tap into the answer to no nail biting

If you are a nail biter, you may find the solution to quitting the habit by working on the sub-conscious mind. 'Tapping' is also known as the Emotional Freedom Technique. More information is available at www.thetappingsolution.com They are the best I have found. They have some free videos you can watch and follow along online, as well as books which you may find at your local library. Worth checking out!

Low cost fake nails stop me biting real ones

I have found fake nails are the best solution to stop me from biting my real ones. You don't have to spend a fortune on salon acrylics every four weeks either. There are DIY kits on AliExpress such as Belle Fille which look easy and are affordable. Making sure to use a cuticle oil or cream regularly during the day also helps to stop picking of said cuticles too!

Home-made mosquito repellent recipe

This all-natural home-made mosquito repellent costs around $3.00 for a small spray bottle and is kind to your skin and the environment. Mix 50ml of sweet almond oil, 10ml of dettol, 10ml of citronella oil and 10ml of eucalyptus oil in a spray bottle and shake well. We have been using this recipe successfully all summer with no bites and no staining on our clothes.

Simple equation helps pay mortgage

My husband and I have set a goal to pay off our mortgage within five years. We have a way to go, but keeping this goal in mind has helped us to curb our spending.

I worked out that any amount I put on our mortgage is actually worth five times that amount due to the saving in interest. So when I am thinking about spending $20 on a top, I multiply this amount by five and realise that I do not want to spend $100 on a $20 top! That $20 would be much better invested if it was put into our mortgage.