Tap into the answer to no nail biting

If you are a nail biter, you may find the solution to quitting the habit by working on the sub-conscious mind. 'Tapping' is also known as the Emotional Freedom Technique. More information is available at www.thetappingsolution.com They are the best I have found. They have some free videos you can watch and follow along online, as well as books which you may find at your local library. Worth checking out!

Keep the straws from unwanted drink bottles

If you have a drink bottle with an internal straw, when the bottle cracks, leaks or dies, don't throw the straw out! Remove it from the bottle and keep it in your cutlery drawer for whenever you need a straw, or keep a couple in your bag for use when you're out. I keep three in a little cotton bag in my handbag for when we order a drink that would normally come with a disposable straw (milkshakes, iced coffees, spiders, soft drinks). After use, I just give the straw a quick rinse in the restroom sink, or wrap in a serviette, and give a good wash when I get home. A simple way to reduce waste and help the planet!

Simple equation helps pay mortgage

My husband and I have set a goal to pay off our mortgage within five years. We have a way to go, but keeping this goal in mind has helped us to curb our spending.

I worked out that any amount I put on our mortgage is actually worth five times that amount due to the saving in interest. So when I am thinking about spending $20 on a top, I multiply this amount by five and realise that I do not want to spend $100 on a $20 top! That $20 would be much better invested if it was put into our mortgage.

Cook two simultaneous meals in one crock pot

We are a family of only two adults who cook often with a large crock pot. However we do find ourselves with a heap of left overs after cooking a pot full of food. So, instead of filling the crock pot with enough food for one meal several times over, we now take two oven bags and divide our meat/chicken/fish between both bags. We add different flavourings to each bag then arrange both bags in the slow cooker and cook on low for eight hours. I have just made Chicken Korma in one bag, using drumsticks that were on special with an extra pinch of cinnamon and some chilli, and Mediterranean Chicken with olives in the other bag. The conflicting smells are surprisingly delightful and the final result is two delicious meals both cooked with the same amount of power I would have used for one. Any extras we don't consume straight away I simply freeze and save for a later date.