Replace nail biting with horsetail herbal capsules

A tried and true way to prevent nail biting is to take horsetail herb capsules. Nail biters seek silicone and this herb supplies it. I am a naughty nail biter from way back (and still do because I am hopeless at taking pills!). However I swear horsetail capsules work and my nails grow like wildfire whenever I remember to take them!

Find the reason behind nail biting online

If you are spending money on solutions to put an end to nail biting, it could pay to instead get to the bottom of WHY you are doing it! Nail biting is associated with anxiety, because the act of chewing on nails reportedly relieves stress, tension, or boredom. People who habitually bite their nails often report that they do so when they feel nervous, bored, lonely, or even hungry. For more information, visit this link:

https://www.psychologytoday.com/us/conditions/onychophagia-nail-biting

Insider tips for supermarket savings

Through my job working at one of the major supermarkets, I have learned all kinds of tips and tricks to save money! Next time you visit a supermarket, bear the following in mind:

• You can save up to 50% on Sara Lee products by buying our house brand bakery items instead - they are made by exactly the same company.

• The meat is no longer as good quality and has gone up slightly in price. I would suggest going to a butcher instead and paying less for better quality.

• In-store baked items are marked down from 40-80% two days before their use-by date (this does not include bread or donuts)

• Buy bulk and buy less often. For example, if you drink coffee, wait until the BIG tins are on special and buy three or four. This will last you for ages and save you $40 and upwards on coffee alone in the long run!

• If an item seems a bit sparse towards the end of the week, chances are there is actually heaps out the back and it is going on special on the Monday, so wait to make your purchase then if possible.

• For those living alone, take another look at those frozen meals. They may look expensive at first glance at between $4 and $6 but then go and price the meat and all the vegetables. Remember also to take into account how much you have to throw out after a few days through not using them!

• If you want to see who makes what, look at the back of the pack to see which company owns it. Visit the Australian Stock Exchange (ASX) website and find out which other 'mini-companies' it has under its belt. They often compete with their own brands!

Money tin savings work online too

I have discovered that regularly checking the balance of my everyday bank account and putting just a few cents away into savings each time adds up to some big savings. How it works is this - I check the balance of my everyday account online and then transfer every amount under a dollar showing on that balance, to my savings account. For example, if my everyday balance showed $300.45, I would transfer that 45c to my savings account.

If I transfer 5c every day, then I save $18.25 per year. But if I have as much as 99c to transfer each time, I save $361.35! The more often I log on, the more I save. It works on the same principle as the Money Tin Challenge - except that I had let this spare change slip down the back of the virtual couch for too many years - not any more!