J A N U A R Y 2026:

2y 4m variable

18y 6m fixed

HAPPY NEW YEAR 2026!

Following things to quote and do this year, because we didn't get to do all the things on last year's list. 😆😆

Things to quote and do:

• Backyard landscaping after concrete is done- decking front porch and back porch.

• Levelling/ soft fall for monkey bar set 🐒

• wicking beds, outdoor bench seats to sit and supervise 👨‍🌾 the cleared space is currently overgrown - talk about water restrictions this year so I want the tank connected (it's been sitting unconnected all this time! 🙈)

Things to purchase:

• Security cameras- ring camera? 📹 - some numpty went around cutting Christmas lights in December. Who does that?

+ Better wardrobe storage? Or just declutter the old clothes as required. - DECLUTTER at least one bag a month!

+TV? Hubby desperately wants a new one 🤣 - it's held all 2025 year but the fetch box is annoying Hubby like crazy - it's gonna go this year.

I'm not gonna lie- 2025 was a bit of a dumpster fire. I'm hoping to get back on track in 2026.

I'd love to pick up some part time work or a side hustle that pays a bit more for fun money. The one I did kinda fell apart so it killed the vibe.

Here's to 2026!

Never too late to add in goals, right?

Here's my dream for 2030

Financial

• pay off home loan and investment loan
• have savings/growth accounts for both children
• achieved FIRE and enjoying retirement
• maintain a working stockpile of household requirements only

Health

• lose 20kgs and keep it gone forever
• family is happy and healthy and are supported to pursue activities that they enjoy
• commit to a low carb lifestyle
• expand our minds by trying something new or visiting some place new once a month
• Commit to 1000 hours outside every year for the children

Home

• Print and frame and hang up family photos
• Selection of fruiting plants are established and bountiful (as of 2021 currently still in their barrels!)
• home is as energy efficient as possible, solar battery purchased
• continue to pursue minimalism with a capsule wardrobe and only keeping items of use
• a home for everything and everything in its place

Community

• get to know the neighborhood, continue to support local businesses
• continue to invest in Kiva loans to help others achieve their dreams (at least one loan a month) - Get to 200 loans.
• use local Buy Nothing group to declutter unloved items in our home and find new homes that will love them
• commit to low tox, sustainable lifestyle. Invest in quality things that will allow this to happen.

Travel

• visit all the Victorian big things
• road trip family holidays to SA, ACT, NSW, QLD
• family holidays to all the states and territories
• begin overseas travel to all the continents when covid safe to do so, start in Asia after kids turn 4.5 or NZ if not safe by then
• travel to a Disneyland in 2027