Here are 6 "Popular" tips.

Calendar 2022

This year every monthly challenge has been chosen to build people up from the inside. Not just a quick fix. But, soul building and heart filling challenges. Or, as I like to call them “REAL GOLD”.

Before we talk about the monthly challenges. Let me introduce you to the concepts of “Real Gold” and “Fool’s Gold”. Real Gold are things that make you feel fantastic right down to your core. Fool’s Gold is something that you think is going to build you up but leaves you depleted instead. Real Gold is harder to find, where Fool’s Gold is being sold to you on every corner. Real Gold gives long lasting satisfaction, where Fool’s Gold is a quick fix.

Here are our challenges for this year:-

January: Ready, set , go February: Friendly food March: $21 Challenge April: Hands in the dirt May: Beautiful space June: Craft and create July: $1 treats August: Outdoor joy September: Kindness October: Christmas organised November: No spend December: Take a rest

Chocolate Sauce

Here are the chocolate sauce labels referred to in the December 2015 newsletter.

Detailed views are further down the page, along with the recipe.

First, the PDFs for you to download:




...and here is the full article from the newsletter, with the recipe at the end:

For years I have watched to see which gifts people enjoy the most. These gifts are the ones that appeal to the heart, the mind and/or the senses. They are often:-

  • gifts that are hand-made
  • gifts that make them laugh or smile
  • gifts that taste good.

If you can find a gift that does all three things, then you have a hit! So I've combined all three to make the ultimate frugal gift to use for Christmas and birthday gifts. It is a killer chocolate sauce recipe, stored in easy to buy jars with a great selection of labels to match your friends' tastes.

We have had a ball making the labels and we uploaded them so you can do it too.

First I'll show you all the labels up close and then the all-important recipe.

We have 'Troll blood' for your friends who find internet trolls really frustrating.

For teachers and coaches with a wicked sense of humour, we have 'Essence of Revenge'!

For the friend who likes things simple, we have some basic Christmas labels.

For friends who like coffee, we have altered the recipe (see below), offering to blow their heads off!

Or, help them concentrate :-)

For your friends who love chocolate. We have..

Here is the recipe (and all important labels) to make two delicious jars of 'Troll Blood' (or whatever else you'd like to call it!) to give to loved ones and others who share your dislike for trolls!

Troll Blood

Makes 2 x 1 litre jars

Shopping list:

  • 2 x 1 litre jars ($6)
  • 1 box (380g) cocoa ($4)
  • 2kg sugar ($2)
  • Vanilla essence
  • Salt


Print out chosen labels

Glue stick



  • 2kg sugar
  • Box of cocoa (380g)
  • 1 litre water (or coffee)
  • 1 tsp salt
  • 1 tbs vanilla essence

Put sugar and cocoa in a really big stock pot. Stir together to remove all the lumps from the cocoa. Add liquid (water or coffee) and salt. Turn stove to high and stir continually. When it is boiling, turn heat to medium. Keep stirring and watching. If it gets too hot it will bubble over. Let syrup simmer until it thickens, about 5-10 minutes. Remove from heat and add vanilla essence.

Pour into two jars. When cooled add your labels.

And now you have two awe-inspiring, home-made gifts for a tiny $6 each! It is the ultimate frugal gift.

4 responses in the members' forum

Simple Savings Calendar 2020

To help finish off the year on a high note and go into 2020 feeling strong, positive and excited. We have made you a printable Simple Savings calendar, to say thank you and help you to save money every day of next year.

2020 Calendar

You can download the PDF 2019 calendar here (1.4Mb)

Calendar Corrections 2021

Thank you to the members who wrote in to tell use that the 1st of July is a Thursday and the 1st of October is a Friday. These pages have been fixed and are below.

Quarantine Supply List

Here is a list of supplies you will need for a two to three week home quarantine.

Simple Savings Calendar 2021

To help finish off the year on a high note and go into 2021 feeling strong, positive and excited. We have made you a printable Simple Savings calendar, to say thank you and help you to save money every day of next year.

2021 Calendar

You can download the PDF 2021 calendar here (2.2Mb)