- Website Conditions of Use

Welcome to the website (this website) operated by Simple Savings International Pty Ltd (ABN 20 057 929 905) (the Operator). In using this website, you agree to be bound by the following terms and conditions and any other relevant conditions contained on this website:

1. Use of this website

You must use this website in a responsible manner.

If you are under 18 years of age, you must obtain a parent/guardian's consent prior to using this website.

You are responsible for the acts or omissions of anyone using your password to this website whether or not that person does so with or without your authority.

You must not:

  • use this website for any activities which breach any laws or regulations, infringe a third party's rights, or are contrary to any relevant standards or codes;
  • use this website in a way which interferes with other users or defames, harasses, threatens, menaces, offends or restricts any person or which inhibits any other user from using or enjoying this website;
  • use another's name, username or password without permission;
  • post, or transmit via this website, any obscene, indecent, inflammatory, defamatory or pornographic material or material that could give rise to civil or criminal proceedings against the Operator;
  • tamper with, hinder the operation of or make unauthorised modifications to this website
  • knowingly transmit any virus or other disabling feature to this website; or
  • attempt any of the above acts or permit another person to do any of the above acts.

2. Availability of information

The content on this website is provided on an "as is, as available" basis.

The Operator does not guarantee this website will be available at all times or at all and access to this website may be terminated at any time by the Operator without notice or compensation to you. These terms and conditions will nevertheless survive any such termination.

3. Third party content

This website contains reviews, comments, suggestions, opinions, and recommendations given by our other members and third parties (Contributors). The Operator retains the right (but not the obligation) to reject, edit, or remove any information a Contributor wishes to post on this website.

Any information a Contributor posts on this website represents their personal view, recommendation or opinion and must not be considered the view, recommendation or opinion of the Operator simply because it appears on this website.

The Operator does not warrant the currency, accuracy or reliability of any information posted on this website.

4. Intellectual Property

For all information, images or other content that you post or submit to this website or to the Operator via email (or any other means) (Content), you grant the Operator a perpetual, irrevocable, royalty-free, transferrable and worldwide licence to use, reproduce, adapt, modify, publish, sub-licence, commercialise and otherwise deal with such Content (and all intellectual property (IP) in such Content) as if the Operator was the owner of the Content.

By posting or submitting Content to this website or the Operator, you warrant and guarantee that you own or otherwise have the legal right to post or submit the Content and grant the licence described above, that the Content does not infringe the IP rights or any other rights of a third party, and that you unconditionally waive all moral rights in the Content that you may have.

This clause 4 survives termination or expiry of these terms and conditions.

5. Linked Websites

This website may contain links to other websites. Those links are provided for your convenience only and may not remain current or be maintained. Website links on this website should not be construed as an endorsement, approval or recommendation by us of the linked website or its content. We are not responsible for the content or privacy practices associated with linked websites.

6. Security

Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Whilst we strive to protect such information, the Operator does not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any information which you transmit to the Operator is transmitted at your own risk.

When using this website, you must take precautions to ensure you are not exposed to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. The Operator does not accept responsibility for any such interference or damage to your system which arises in connection with your use of this website.

7. Copyright

Copyright in this website (including text, graphics, logos, icons, sound recordings and software) is owned or licensed to the Operator.

Other than for purposes expressly authorised by these terms and conditions, you must not copy, adapt, reproduce, store, publish or commercialise any information provided on this website without the Operator's prior written permission.

8. Privacy

The Operator understands your privacy is important to you. While not currently subject to the requirements of the National Privacy Principles under the Privacy Act 1988, the Operator is committed to the protection of your personal information. Therefore, it is the Operator's policy to voluntarily meet the standards set by National Privacy Principles and undertakes to comply with the terms of its Privacy Policy.

9. Disclaimers and General Conditions

The Operator reserves the right to cancel or amend the terms and conditions of this website at any time and without notice to you.

The Operator will not be liable for any errors or omissions on this website or links from this website.

The Operator does not accept responsibility for any loss or damage however caused (including through negligence) which you may directly or indirectly suffer in connection with your use of this website, nor do we accept any responsibility for any such loss arising out of your use of or reliance on information on or accessed though this website.

To the extent permitted by law, any condition or warranty which would otherwise be implied into these terms and conditions is excluded.

By using this website you are deemed to accept these terms and conditions and release the Operator from any claims you may otherwise have had against the Operator for any reason whatsoever resulting from your use of this website or use of any information posted on this website by any Contributor.

These terms and conditions are governed by the laws of New South Wales, Australia.