Priceless personalised gift for teachers

Our end of year teachers' gifts cost nothing and mean more to them than any expensive chocolates or mugs! For each of my young kids' teachers, we print a sheet each year titled "Tell Me About (Teacher's Name)..." It has 8-10 questions on it, with space for the kids' answers to be written in, either by them or dictated to an adult. Questions can be anything. We include things like:

How old is Mr X? What is Mr D's favourite food? Something Miss B always says is.... What does Miss J like to do for fun? Ms P loves it when.... If I had $1000 I would buy Mr H a .... Miss V is a great teacher because.... Mr K gets cranky when... And finish with: A Special Message for Ms A...

Every year it is a massive hit. Teachers love it and when there are multiple teachers, they love to get together and compare answers!

No need for takeaways with home 'auto replen' system

I have finally found a grocery system that works for me! My husband calls it 'auto replen' grocery shopping. First, I buy discounted Woolworths e-gift cards from the Entertainment Book (saving 5%). Then, having downloaded the Woolworths app on to my phone, I purchase a delivery saver, $50 for three months of deliveries. This works out about $2 per delivery for us.

Whenever we run out of something, or it is getting low, I add it to my shopping list on my phone. Once we reach $100, I then purchase the groceries. Woolworths has the same prices in store as online and the same specials. I have found this reduces takeaway significantly, as we order 2-3 times per week (I have three adults and three children in my household, plus frequently two to four young children or teenage guests. If we want something in particular, we need only wait one day for it.

We liken it to the automatic replenishment system that the larger department stores have. It works for them and it works for us too!

Better food, less vet trips

We have found that changing our brand of dog food from a 'cheap' supermarket brand to a vet-only brand has effectively saved us $5,000.

We used to feed our pets a good quality but cheap brand of food, costing around $20 per week in two kilo bag lots. We decided to experiment and switched to an ultra premium brand that is only available from veterinary hospitals and some pet shops. At $35 for a two kilo bag, it was quite a shock and we thought this was a mistake! However, we stuck it out for a month as planned and came to the following conclusions:

1. They gained condition, coats were shinier, softer and thicker and whiskers grew longer and stronger.
2. They had more energy but lost their tendency to behave like children at a five year old's birthday party!
3. They 'pooped' less and the odour of their urine and faeces was reduced by at least 75%.

The biggest realisation was that they only ate their way through half a bag every week, meaning we were now saving $10 a month just on food alone. Plus, we no longer had to feed supplements and we saved money on litter and both time and money on litter tray cleaning.

In the long term, we have found that their odour has decreased so much that they only need a shampoo bath every six months, not every two weeks as previously.

We have also had less trips to the vet and some chronic conditions have disappeared or become easier to manage without medication. A saving of close to $5,000 per year for us. We love our local vet and so do our pets, so we still visit regularly - but only for a cuppa and a chat!

Five dollar saving scheme

About a year ago my husband and I were having lunch at a seaside cafe when we noticed the people next to us paying their bill with $5 notes. We found out that they were on a trip around Australia and every time they were given a $5 note, they saved it and used it toward their food bill.

Thinking this was much better than saving $2 coins, I started doing the same. As soon as I receive a $5 note in my change, I pop it into my purse and then put it in a money box when I get home. I keep track of how much is in the box by writing the amount in my diary; when I get to $500 I empty the money box, take it to the bank and put the money into a term deposit for a rainy day.

So far I have saved $1435! I never miss the money and most times I go shopping I come home with at least one $5 note!