A bitter end for bitten nails

To stop biting nails for once and for all, try bitter nail polish. There are a few brands that can easily be purchased in Australia. I’m not a nail biter myself but I worked with someone who used it. The polish tasted so awful so she simply stopped putting them in her mouth and eventually the habit was broken! Check out these links for more information on available products:

https://mavala.com.au/all-products/mavala-stop https://www.priceline.com.au/manicare-bite-no-more-12-ml https://www.google.com.au/search?q=nail+polosh+for+bikint+nails&ie=UTF-8&oe=UTF-8&hl=en-au&client=safari#imgrc=kVOEVCjLBbc5eM:

Make-up removal wipes make tough cleaning a breeze

I stumbled across a fantastic household cleaning product quite by accident! While cleaning and decluttering the makeup drawer, I accidentally found myself smearing broken-off eyeliner and other cosmetic dust around. The standard multi-purpose cleaners were not helping and the mess was getting bigger. In desperation, I grabbed out a make-up remover wipe and attacked the mess. Just like that, it removed all the old eyeliner, plus power foundation and everything else from the bottom of the drawer! I'm adding make-up wipes to my regular bathroom cleaning routine from now on!

Take a break from paying the bills

This simple bill payment system lets you take a holiday from paying bills at Christmas time.

Every time I receive a bill, I pay $10 more than the amount required. For example, if the monthly phone bill is $50, I pay $60. This has worked really well for me, and come December I am able to stop the phone, internet, power and rates payments. I use this money for Christmas gifts, safe in the knowledge that my bills are covered.

Devious savings

Changing circumstances and a growing familly all added up to us paying a whole lot less off our mortgage than we would have liked. Pretty soon we would have started to go backwards. It was crunch time!

Using the Simple Savings calendar I identified our most expensive habits, and was astounded to see the amount of money that could have been saved. Our grocery bill was always around $200 or more per week. This amount did not include meat or bread that we get from the butchers and bakery.The trouble was, my husband loved all the expensive name brands for items such as chocolate biscuits, lollies and savoury snacks and was convinced that the cheaper or no name products would be tastless and boring. Week after week I would just automatically reach for these items, without even glancing at the alternatives. I knew as soon as my husband saw the packaging, the goods would remain in the pantry unopened, and he would then go and buy the brand name items anyway.

One week I kept mentioning to him that I was going to do a big clean up of the pantry and I was finally going to utilise all those assorted Tuppaware containers that I had never used. That week I substituted his expensive brand of snack foods with cheaper versions, emptied them into the assorted airtight containers and threw the plain packaging out before he could see them!

I also applied this technique to several other items; I would fill cheaper dishwashing liquid into Morning Fresh bottles, no-name hand wash into saved Palmolive dispensers, you get the picture. Our grocery bill went down from $200 to $140 per week - a saving of $240 a month!

When I finally fessed up to what I had been doing, my husband admitted that most of the snacks were just as good as the name brands, you just have to try a few out. All it took was some creative (OK, and somewhat deceitful) way to present the changes, but we have never looked back. Why would we, with a saving of $3120 a year? Plus of course, one very neat pantry!