Renovations need not cost the earth. We just bought our first home and it had a hideous old kitchen with brown contact, broken stove elements and musty cupboards that had seen better days. We wanted a new kitchen but it was going to cost $4000. It was money we didn't have, so I used my brain instead and renovated our entire kitchen for under $100.

I bought:
Two bottles of oven cleaner at $3.99.
One second hand element from the dump for FREE!
Two tins of paint from Kmart for $17.99 and $36.99
Curtains that were faulty and discounted to $20 for two pairs.

I stripped off all the contact, cleaned the cupboards and painted the inside with flat acrylic paint. They are now white and clean inside. Then I cleaned the oven and fitted the element from the dump. It looks great. Now the oven will do us until we get that mortgage out of the way! I then removed the cupboard doors and gave them a coat of enamel paint. I took the door handles off, cleaned them with oven cleaner and refitted them - they came up like brand new! Finally I hung my bargain curtains and my new fresh, white kitchen looks lovely.

My husband was very impressed. All it took me was two days work and $82.96 of supplies. Best of all,I saved $3900 on a new kitchen.

I am saving an amazing $100 a year on home-made pancakes! My family love it when I make pancakes for them but being a typical time-poor mum, I only ever made the 'instant' type in the plastic bottles. The trouble is that one bottle only lasts one pancake making session, so not only is it costly but I would also have liked to have enough be able to make extras for lunches and so on.

Then I recently stayed with a friend who was making up this Bulk Pancake Mix to put in a breakfast hamper for her elderly dad. She kindly shared the recipe with me and now our family gets to save $100 per year and we also contribute around 75 less plastic bottles a year to landfill too!

Bulk Pancake Mix (Makes 7 - 10 pancakes):

6 cups plain flour
2 tablespoons baking powder
1 teaspoon salt
1 cup milk powder
3 tablespoons sugar

Method:

Mix together the following lightly -

1 1/2 cups pancake mix
3/4 cup water
1 egg
2 tablespoons oil

Cook in a non-stick frypan over a medium-high heat. No more 'plastic bottle pancakes' for us!

I loved my friend's idea of bagging it up for a present too. She was putting hers in a large plastic ziplock bag, wrapped in brown paper and tied with a gingham ribbon, with a bright red cup measure and the instructions tied to the top - very cute!

When you are going out for a picnic or taking lunch to work or school, use cloth to wrap the sandwiches. This is much better than cling wrap or foil because it's cheap and reusable. I use tea towels, napkins and chopped up table cloths to wrap my sandwiches. The sandwiches stay fresh and when I've finished, I just shake off the crumbs and take the cloth home to be washed and used again.

There is something pleasantly old-fashioned about this method - and just think of all that plastic not going into landfill.

Follow Jamie Oliver's example and make your own chicken nuggets - it's healthier and cheaper! We used to buy the cheap brands of chicken nuggets but after realising how much of their content was fat/skin/fillers and other unmentionables, we switched to only buying breast nuggets or pieces. However, this soon proved really expensive and they often still have fillers. So I came up with a better way and found this home-made version is much tastier too!

Buy chicken breast fillets or tenderloins on special - I usually get them for between $9 and $10 a kilo. If using breast fillets, slice them into smaller and thinner pieces. Remove the tenderloin as one piece, then fillet the chicken into similar sized bits. Dip them in melted butter, then roll in breadcrumbs (press on firmly). I often use hot and spicy breadcrumbs, or stuffing mixes to add more flavour to the crumbs, but you can just use leftover stale bread crumbed in the food processor and save even more money! Layer the chicken in baking paper, then cover in plastic and freeze until frozen. Remove and separate into ziplock bags or suitable storage container.

When ready to cook, place in preheated oven and bake at approximately 200°C for half an hour, depending on the size of the pieces. Small boxes of prepared commercial fillet pieces/tenderloins cost approximately $7.00 for as little as 400g. In comparison, a one-kilo batch for $10 makes at least three times that amount - and without any junk fillers, additives and skin!

I live with my husband and 4 year old twin boys in a unit and we discovered Simple Savings at a time that was very difficult in the life of our family. I wanted to share a bit of our journey that led to saving money and an improvement of our quality of life.

When I discovered Simple Savings my husband was a self employed contractor who was in between jobs and our income became more limited as I work part time and we have many fixed expenses including a large mortgage and preschool fees.

We were feeling very stressed emotionally as well and finding daily living difficult to manage. I pored over the Savings Vault and found a wealth of information so assist us in reducing our expenses. As we were feeling quite vulnerable and finding change a struggle we picked one tip a week to research or implement and we started with the simplest first so we could experience enough success to motivate us to continue.

So the first week my husband put his razor in a small glass of olive oil (to prevent rust and make the blade last longer). Then we replaced our fabric softner with 1/4 cup of vinegar and put vinegar in a pump spray pack to clean our benches. We also used vinegar to clean our floors. As we "succeeded" we began to feel better about life as we were exercising the control we could to improve our situation and it felt creative.

We also:

Researched car/house/contents insurance for the best deal

Started to shop at Aldi regularly, knowing from other Simple Savings users which were the best value products

We found a wholesale butcher (Elvy's Wholesale Meats 2/19 Norman St, Peakhurst tel: 9153 6656)

We started cleaning our dishwasher with citric acid

We gave homemade gingerbread houses and biscuits as Christmas gifts

Our children made gift wrap (painted and glittered) from a roll of butchers paper bought for $10 at IKEA which is very personal and inexpensive.

We joined 3 different DVD clubs and got a free month from each before cancelling which gave us great free entertainment over the Christmas months.

We found websites for children's activites, and a recipe for homemade playdoh that we love and have given to other children as gifts.

We also bought $8 worth of alphabet and flower beads and bracelet elastic from The Reject Shop and made 13 name bracelets for preschool teachers and friends. My boys really knew the joy of giving something that they had helped choose and make. The recipients were joyous at the personal nature of the gift.

I now make my own bath products for our family and for gifts from the recipes and websites reccommended by Simple Savings subscribers.

We are adding to our life routine regularly and we are loving our life. This week I have taken my first week of unpaid leave from work to be with my cherubs during the school holidays and it is such a priceless and precious gift.

I really appreciate the invaluable life tools that I have gained from your website and value sharing this way of life with my children. And I encourage the overwhelmed to add one tip a week to your life...they all add up to big change.

With a combined effort, we have been able to purchase the majority of required household items for several families in our community, without incurring any extra debt. By using a common practice from our country of Papua New Guinea, we have been able to join together as families to help each other with basic needs.

Along with other women from Papua New Guinea, we have moved to Paraburdoo, a mining town in Western Australia, due to our husbands'
jobs. In the first month, all families contribute to buy one family's basic need; like a washing machine, freezer, dryer, lawn mower and so on. The next month we contribute and pay for another family and cycle goes on until all families own one item each. Whilst waiting for our turn to come around, the first family that has the item allows us to share it until we have our own and so forth.

The next big project will be assisting each family to obtain a second hand vehicle for starters, then when we have settled in and are mobile enough, we can trade-in the second hand vehicles for brand new ones to suit the timing of each family.

By putting in the effort as a group, we are able to achieve our dreams within a reasonable time and without going into debt. Our culture embodies this practise of sharing and helping each other, and it has worked just as well in Australia as it did for us in Papua New Guinea. A positive outcome which may invoke similar thoughts among close friends and neighbours in other communities.

Buying Christmas presents for adult friends and family can be both expensive and stressful, especially when trying to match the perfect present to the person.

So one year I decided to make up small deluxe hampers which contained a mini bottle of sparkling wine, two plastic champagne glasses, chocolates, mixed nuts and home-made shortbread. I purchased the gold wire baskets from the Reject Shop for $2.00 each and the glasses (also from the Reject Shop) were $2.00 each. The mini sparkling wines were purchased from Dan Murphy's and worked out at around $3.50 each when purchased in lots of six. The chocolates were a good quality brand, and individually wrapped, so I bought a large tray and then divided them up (which was cost effective as I only needed around three in each basket). I then purchased a large bag of mixed nuts, which I repackaged into small Cellophane sachets, and I made the shortbread, which worked out to only a few cents each.

The overall cost of each hamper was around $10, including the cost of gold tissue paper (also purchased from the Reject Shop) to line the baskets and ribbon for decorating. I suggest sticking to one colour theme for each hamper, for example, gold covered chocolates, ribbon and baskets or silver baskets and accessories.

It's a good idea to look in places like the Reject Shop or $2 shops as soon as you see Christmas decorations appearing on the shelves. That way you get the best selection and can start putting them together early (except for the shortbread or any home-made foods you choose to include in the hampers). This way you'll have plenty of time closer to Christmas to concentrate on the children's presents!

I saved heaps of money, made something original and had heaps of fun doing it!

I have turned my love of a good bargain into something far more valuable! Whenever I am tempted to buy something I could possibly do without, I first calculate how much we would save by paying that money into our mortgage instead. For example, I recently saw a new dress on sale for $49.99 - a bargain, right? However, I paid a quick visit to a mortgage calculator website and discovered that if I didn't buy the dress and put that money onto our mortgage instead, it would take a whole month off the loan term and save us $334.39c in interest. In other words, my 'bargain' dress would really cost me over $300!

Looking at my purchases this way has become a really easy and effective way to curb my spending habit. Now I carry a piece of paper in my wallet with various prices on and I can see how much I would really be spending. It's amazing how much stronger my willpower becomes when I check my piece of paper before buying something and find out what its real cost is!

I have read lots of hints about ALDI, about how much money you could save by shopping there. I must say I was sceptical.

I have just returned from my second shopping trip at ALDI and I just had to share my excitement about how much I am saving. I used to shop fortnightly at Woolies, spending between $330 and $400 a fortnight. Now I divide my shopping between ALDI and Woolies. Last fortnight I spent $240; this time I have spent $167. The savings are obvious. I would recommend ALDI to anyone.

I have just read the recipe for nut and oatmeal bickies on this site. I have used a similar recipe many times and find that six dozen bickies in one baking session are just too many. So, I only bake one dozen, shape the rest of the batter into balls, lay them in a single layer on a plate or roasting dish and place in the freezer. Once frozen, I put them into plastic sealed bags so they are free-flow and I can cook as many or as few as I need at 18 minutes notice - a couple of extra minutes since they are frozen to start with.
 
This is great for unexpected visitors, kid’s afternoon teas or $21 Challenge weeks. My friends think I'm so clever!