At 12 years old, my daughter is already helping our family save money on snacks using her Simple Savings skills! With five children in the house, we do a big shop just once a month and are careful to make our food and treats last until the next shop. Recently we were nearing the end of the month and getting low on food. I arrived home one day to find my daughter baking biscuits. 'They're Doos!' she told me. 'You always said if there was nothing in the cupboard, we had to make do, so I made Doos!'

The name has stuck in our house and now whenever we have 'nothing' in the house for lunch boxes, snacks or afternoon tea, she just makes a batch of 'Doos' using whatever she can find in the pantry to 'make do' with. She is proving to be very inventive with her recipes and is turning out to be a real baker. She'll turn out simple but delicious treats such as honey joys, choc chip biscuits, Anzac biscuits, pikelets and pancakes in no time at all! She really has shown that you can make something from almost anything in the pantry and would be wonderful at the $21 Challenge! Here is the recipe for her latest creation, called 'Sort of Scones!'

1 cup oats
1 cup self raising flour
1/2 cup sugar
125g butter
1 egg
1/4 cup milk

Mix all ingredients together, then roll into balls and place on a greased baking tray. Bake in a moderate oven (around 180C) for 10 minutes.

I couldn't be prouder of my daughter's efforts to help us save money and keep everyone well fed. Whenever we think our parenting has a lot to be desired, it's moments like this which prove we have to be doing something right - good things do rub off too!

I have discovered that 'saving small' really works for me and leads to some big savings after all! Before I had my first son we planned to set aside about $100 every month for savings to build up an emergency fund. However, by the time I got pregnant we had still not managed to save anything. So instead of $100 a month we lowered our sights to $10 a week - but still it didn't happen. The sum just seemed huge and too much to manage with all the bills we had to pay. After my son was born I told myself I really had to make a start. I began saving $2.00 a day. It was a small amount and did not seem big enough to notice. My son is now two and a half and I have saved a total of $1800 in cash! Now we have our second child and I'm putting aside $4.00 each day. If I continue with this, by the time my children are old enough for school, the cash will really come in handy for their education expenses - or anything else for that matter!

After reading every newsletter on this fantastic website, I decided to make changes to our household budget.

I started by rummaging through the cupboard, where I found an insulated plunger coffee mug that my husband and daughter had given me as a gift. The mug had never been used as I found it easier to grab a 'latte to go' on the way to work. I bought a tin of ground coffee beans for $6.65, figuring that this tin, with its plastic lid, could be refilled. I now keep this tin in the fridge at work. So, instead of buying three lattes a week at $3.50 each, I now allow myself one a week or sometimes just one a fortnight.

While buying my latte I would sometimes purchase an English muffin with bacon and egg. I now have muffins in the freezer, bacon rashers trimmed and have perfected the three minute poached egg. The bacon takes one minute in the microwave and the muffin is toasted in no time. If I am in a hurry, I wrap the bacon and egg muffin in a small piece of alfoil and take this to work. So instead of paying $14 per week, or $672 per year, I now buy the ingredients for the equivalent of $1.45 per week, saving just over $600 per year. Wow!

You have no idea of how proud I feel. I have saved so much money and it's thanks to your wonderful site.

We are saving over $600 a year on shoe deodorisers! My husband has terribly smelly feet and is very embarrassed by the problem. It was costing us approximately $12 every week to buy different shoe inserts and powders, all of which were only temporarily effective. Now it only costs us $2.00 every two months! My husband has discovered that just a few drops of waterless hand sanitiser on each foot kills all the bacteria that causes the feet to smell. It takes just a few seconds to apply and evaporates very quickly, meaning no mess on his feet, socks or the carpets. He buys the large bottles of sanitiser for only $2.00 in the bargain stores and they work brilliantly. All his shoes, including his work boots, are now completely odourless!

I came up with a great low cost, low stress way to feed the crowds at my son's 21st birthday party. With the weather being chillier, the food needed to be warming and more robust than usual. I came up with the idea of a crockpot party! I am borrowing family members' and friends' crockpots and am filling them in the morning with different dishes, then I can 'forget' about them until the evening! When it's time for everyone to eat, I can then just plug them all into a power board and put them on the table. This is a triple whammy saver for me! It saves time as I don't have to spend all day in the kitchen and can get other things ready for the party instead. It saves money as I can use cheaper cuts of meat to achieve tender dishes and - as I don't have to use serving dishes, it even saves on washing up!

I no longer use disposable cloths to wash the dishes and wipe down benches.
 
I recently bought two bulk packets of face cloths, giving me eight cloths. Each cloth is the perfect size and thickness for washing dishes and wiping down benches. I use a cloth for a day or two and then throw it into the wash with the tea towels.
 
I have been reusing the same cloths for over a year – just think of the savings now that I'm not buying disposable kitchen cloths every month!

Instead of buying Christmas presents this year, I asked my parents to write a 'book' for their grandsons. My boys love listening to bedtime stories so I thought this would be a great way for them to learn more about their grandparents and what they did when they were younger.

At first, my parents didn’t know what to write about, so we went through old photographs, scanned them into the computer and they wrote about what was happening in the pictures. We didn’t just use the usual photos like wedding pictures, but chose lots of candid shots and even photographs of places that evoked memories for my parents.

In the process of putting these books together, I learned things about my parents that I didn’t know and it made me realise that the 'book' would also be a perfect Christmas present for my brother and his family. So, for the cost of a few sheets of paper and some printer ink, I have an inexpensive gift that is priceless!

Here's how we saved $3160 on our food and grocery shopping in one year!

With two kids, it's difficult to find time to shop every week, so I now plan a month's meals in advance and do one big shop each month for basics and weekly shops for fruit, vegetables and meat.

We used to spend $150 a week ($7800 a year) shopping, then find we were throwing away fruit and vegetables because they had gone bad, and that we never had enough ingredients in the house for a full meal. We now spend a total of $170 a month grocery shopping, and $50 a week on fruit, vegetables and meat, if that. This equates to a yearly total of $4640 - a saving of at least $3160!

Planning the month's menu takes a maximum of 20 minutes, and each week we have two fish meals, two meat meals and three vegetarian. Recipes come from 'The Destitute Gourmet Cookbook', the Safeway magazine, magazines from the library and from friends. Each week has a mix of easy/quick recipes and more involved ones so that if I have a busy day, I can make something quick. I also plan the 'snacks' such as oat cake, date loaf and banana muffins.

I have a spreadsheet on the computer which helps me to plan how much pasta, rice, tinned tomatoes, and so on I need (four kilograms of rice, five packets of pasta, and so on).

After planning the menu, I write the shopping list and then hit NQR, Safeway and Coles while my husband looks after the kids. It takes only an hour if you're organised with a list and go at a quiet time of day! I prepare separate lists for the weekly fruit, vegetable and meat needs.

We are all now eating in a healthy way and always have cakes and biscuits on hand for guests - and we always use what we have before it goes off.

Other advantages are that other people can consult the menu to see what to cook if I'm not around. Because I'm only doing one big shop, I'm not buying as many impulse items - especially since the husband and kids stay at home! We're also finding that we have enough leftovers from one meal to last another, even after using some for lunches.
And we don't live on baked beans! Tonight we feasted on vegetarian sushi with pickled ginger and Asian dips. Last night was a Moroccan chicken casserole with couscous. Tomorrow night may be a tuna curry, home-made vegetable pizza or grilled balsamic lamb salad!

Doing this, we're saving more than $3000 a year for the family - and don't have the stress of shopping each week with two active children!

We no longer spend up to $5.00 on a birthday card. Now we spend $0.15c at the very most!

All we do is take a photo of the family holding up a sign that reads 'Happy Birthday'. I have had a pile of them printed off and we simply write a personalised message on the back of each photo.

This great idea can be used on any occasion, including Christmas. So say cheese and save bread!

This Christmas, I have saved myself over $1000 on buying gifts AND was able to afford a holiday for two to Queensland, just by using my green thumbs!

Instead of spending $50 on each Christmas present this year, I decided to use up some of my left over garden pots. I wrote a list of all who would receive presents this year and allocated a pot for each person (I also set aside five extra pots for those last minute gifts).

I thought about each person and what might compliment them, then I set to work! My garden is full of herbs, so I took cuttings from each herb and began growing them in their new pot for their new owner. I gave them plenty of time to settle in by Christmas.

When it comes time to give these lovely potted herbs as gifts, I also attach a recipe, so the recipient knows how they can incorporate their new plant into their cooking, or make up a lovely hand cream or bath bomb.

If you have herbs of your own and pots sitting around it's a great way to put them to good use. These lovely gifts didn't cost me a cent! I already had the herbs in my garden, the pots in my shed and instead of buying extra potting mix, I used soil from the garden that the plant was already used to growing in!