My husband and I have become '30 Day Gourmets' and enjoy both the savings and the extra time we spend together as a result! We recently looked into 'Once a Month Cooking', which we were interested in because neither of us really enjoys cooking tea when all we really feel like doing is relaxing after being at work.

After gathering ideas of how the scheme works (literally - you cook once a month!), we thought we would try it by cooking for a fortnight first. We gathered recipes from the Internet and raided the recipe books (the recipe must be able to be frozen) and came up with such things as marinated chicken, curried sausages, spaghetti sauce, apricot chicken and all kinds of things.

We then picked a Sunday, turned up the stereo and did nothing but cook! It turned out to be a really enjoyable day. Once cooked and cooled, the food is put into freezer bags or takeaway containers (which cost almost nothing) and frozen. What we thought would last two weeks actually lasted three!

Each night, I would take out a container or bag for the next night and leave to defrost in the fridge. We then dragged out the steamer, threw in all the vegetables and once a week cooked up a big pot of rice. We would then have a small portion of meat (which also lowers fat-intake levels), have a pile of yummy steamed vegies and a little rice - the result being full bellies, smiling faces and very minimal washing up!

This not only saved us money but also time. Usually groceries cost us $150 for two weeks. With the cost of buying meat and grocery items needed for the cook-up ($100) and in-between buyings of vegetables once a week ($10), we spent a total of $130 when we would have spent over $150. (This is because at each shop we would grab things we liked, but didn't really need). Having a selection of meals already cooked for the weeks ahead feels great!

At first a big cook-up seems difficult if you aren't motivated, but you can start small and next time you are cooking something that would freeze well, cook double or triple the recipe and freeze excess. I also went to the local library and got out some books on freezer cooking which also had suitable recipes in them.

My husband and I honestly can't believe how we survived before our cook-ups and love the idea of actually doing things we want to each night, rather than being a slave to the kitchen!

NB - A book from the library which was a big help in planning recipes was 'The Freezer Cooking Manual from 30 Day Gourmet'. The '30 Day Gourmet' book is available on eBay and from most bookstores.

I’ve saved countless dollars on expensive gourmet ice cream by getting creative with the cheaper varieties. My kids love it when I buy them what they call 'special' ice creams. These are the expensive varieties that come in exotic flavours and cost between $7.00 and $9.00 for a two-litre tub! Needless to say, they really are a rare treat. However, during the school holidays, my kids and I became gourmet ice cream chefs! Using a four-litre tub of Home Brand vanilla ice cream (that cost $4.59), we scooped it out of the tub and let it sit at room temperature for a few minutes. Then we mixed green food colouring, a couple of drops of peppermint essence and some chocolate chips into the softened ice cream to create our very own Mint Choc Chip flavour! We placed it in an airtight container and popped it back in the freezer to enjoy later. The kids were so excited to have made their own special ice cream that we have since concocted many different ‘gourmet’ flavours just by adding ingredients from the pantry.

Going out of my way to present well to prospective landlords has really paid off for me. I recently had to find a new rental property and found that the open inspections where attracting many families at a time. Being a single mum of four, I knew I had my work cut out for me trying to get something over the two-parent families.

I decided I would write a covering letter as an introduction to the land agent/owners. I wrote about who we were and even what schools the kids went to, to show we were already established in the area, where I worked for the same reason. I got friends, my employer and my pastor to all write character references for me, which I copied and added with the letter. I also have a dog, which can be a problem so I got my then-current agent to write a reference for my dog too, which I also copied and added with the letter. I then attached these to the application, along with copies of my last four weeks' payslips and a payment summary from Centrelink.

The first house I applied for had more than 20 families and most of them were two-parent families. I added all the above mentioned stuff to my application and I was happy to receive a call the next day to say I was successful. I asked the agent if my letters and other details had helped and he told me that they had been the deciding factor. They liked that I had taken the extra step and cut out some of the work for them. They also appreciated that I had been so open with them. I would recommend this to anyone trying to rent a place. It takes only a little time and effort but could be just what you need to secure a house!

We have saved $500 a WEEK and I've got my life back again! My husband lost his job in October last year, just weeks after I had gone back to work part time to 'supplement' our household. At the time, we had over a dozen payments going out every week, and I really thought the solution was to work more in order to get more money. However, after 6 months of missing my two small children, and working 70-90 hours per WEEK, we made some wise, life-changing decisions. Firstly, we moved house, which automatically saved us $150 per week in rent. the house is further from town but, unbelievably, we now spend LESS per fortnight on fuel than we used to because instead of just jumping in the car now, we plan our trips. This alone gives us a $75 weekly saving. We finally finished paying off our car (another $100 per week), I took our children out of daycare to be the mum I wanted to be (another $50 per week), I on-sold our gym memberships ($26 per week), and we cleared up four other outstanding debts that had been hanging over our heads (totalling $2000) simply through recognising that I had to make the little money we had work for US, not vice versa, and that NEEDING LESS was more important than caramel lattes, trips to Mcdonalds and new clothes. (Oh, and now we have 3 weekly payments, rent, power and insurance- magic!)

My husband is still job searching, and I work 25 hours a week which is what we comfortably live on. I reduced our WEEKLY expenses by nearly $500, which is almost 50 odd hours per week that I no longer have to work. It is SO empowering, and even though we 'have' less, as a family, what we have gained is immeasurable.

This super basic mince recipe saves me up to $100 a month on takeaways, thanks to the convenience of having meals already 'half made'.

All you need are:
2kg minced beef
2 cups of red lentils
2 tbsp of vegetable stock powder, or four vegetable stock cubes
1 tsp dried garlic granules
1 dsp dried onion flakes
4 cups of water.

Place all the ingredients into a crockpot and cook on high for two hours, stirring every 30 minutes. It should be thick, aromatic and an unattractive brown colour (don't let this worry you!).

One batch costs just $13 to make and is enough to serve as a base for seven meals for our family (two children and two adults). This saves heaps of money and time too. I usually freeze the mince in margarine tubs, as that seems to be the right amount for one meal for our family.

The meals I made are:

1. Piemaker pies.
   Allow one heaped tablespoon of basic mince per pie. Pour the mince into a small saucepan and add a large spoonful of gravy powder, or a dessertspoon of cornflour and some Vegemite for colour. Heat and stir until thickened. Spoon into pastry cases and cook in the piemaker.

2. Mexican enchiladas.
   I use Mountain Bread or make my own crepes. Lay the bread or crepes in u-shapes in a large baking dish. Mix the mince with an equal amount of tinned or home-made refried beans. Spread the mixture in a sausage shape down the middle of each crepe, fold each side of the crepe over, sprinkle with grated cheese and bake at 180C until the cheese is melted and bubbly. Serve on a bed of rice, topped with natural yoghurt and some salsa.

3. Stuffed capsicums.
   Halve enough capsicums for half or one per person. Spoon the mince straight into the capsicums, top with some mashed potato, pumpkin or sweet potato. Sprinkle with cheese and bake for 40 mins at 180C. Kids love these as the capsicum sweetens when baked.

4. Baked spuds with topping.
   Allow one potato of appropriate size per person. Cook in the microwave according to manufacturer's instructions. Split a cross in the top and pile filling into the opening. Top with natural yoghurt or sour cream and chopped, sauteed bacon. Allow one large tablespoon of filling per potato. Mix the filling with one tin of baked beans and heat in a small saucepan before pouring on to the potatoes.

5. Spring rolls.
   Mix about four tablespoons of mince mixture with a packet of cooked and cooled Two Minute Noodles, some shredded carrot, and 1/2 teaspoon Chinese five spice. Using filo pastry sheets or spring roll wrappers, fold a small handful of filling into each spring roll. Spray liberally with cooking spray and bake at 180C for 20-30 mins.

6. Greek pasta bake (Pastito).
   Heat a container of mince mixture with a 400g tin of peeled tomatoes. Cook enough macaroni for your family and drain well. Mix with the meat mixture and spoon into a large baking dish and top with your favourite white sauce or cheese sauce. Sprinkle on some grated cheese and bake for 40 minutes at 200C.

7. Shepherds pie.
   Add any vegetables of your choice to the mince mixture. Place into a baking dish and top with mashed potato, pumpkin or sweet potato then bake until heated and the potato browns.

I love making scones, and my Mum passed on this wee hint which makes my scones even better.

When the scone recipe calls for milk, use half milk and half water. For some reason, the water makes the scones extra light with the added bonus that it drastically cuts down on your milk usage.

After reading The $21 Challenge, I thought I would see which other areas of my life I could apply the Challenge to.

First, I opened a separate bank account and now deposit $21 every week before I do anything else with my money. I see this as a type of retirement fund – it will be nice to see the funds in 30 years time!

My next $21 Challenge is to only put $21 worth of petrol in my car each week. I will park my car further away from where I need to go; this will save money and improve my fitness and wellbeing.

When my phone contract ends soon, I am going to challenge myself to spend no more than $21 on pre-paid phone credit each month - now that will be a challenge!

There are so many ways we can implement the $21 Challenge in our lives, thanks to Fiona and Jackie's inspirational book.

I save over $300 every time I clean my rugs with this ingenious tip! About 12 months ago I bought three large rugs at a garage sale. They were marked, but mainly from day to day use. I figured even if I had to pay for them to be cleaned, it would still work out much cheaper than buying them new. Was I in for a shock when I rung around to get prices! To get just ONE of my average room sized carpets cleaned it was going to cost me around $100. Apparently they are harder to clean than a regular carpet, hence the hefty price. I was very disappointed and felt like I had just wasted the $110 I had spent on my 'bargain' rugs. I thought surely there had to be a better way - and there was! I rolled up one of the rugs and went down to the local do-it-yourself car wash. I hosed the dirt off the ground and then laid the rug down. Using the pressure spray on the soap cycle, I sprayed the rug, then used the rinse cycle to clean it all off! It was so easy; the high pressure made very light work of all the marks and left no soap behind. Best of all, it cost me less then $10 - a saving of $270 for all three rugs! The rugs dried in a day in the sun and they came up like new. My friends have all started doing this too and one of them swears that her rugs come up better then they did when she was paying to have them done professionally. It gets rid of all smells and marks right down to the backing. I wash my rugs every couple of months as I have three dogs and two young kids and this has saved me a whopping $1620 to date!

Smaller portions means larger savings, as you'll see in this hint.

After having a little money left over from a gift voucher, I purchased a set of three small loaf tins. (each tin holds 1/3 of a normal cake mix). I made up a chocolate cake mix and baked it in three tins. I kept one cake aside and put two in the freezer as soon as they were cold. This meant the cake lasted three days instead of just one. I remove the bar cake from the freezer each morning and not long after the kids are enjoying their smaller slices of cake, with no complaints.

I have since carried this over to savoury dishes. When I make meatloaf, I put the mixture into one large tin as well as the three smaller tins. We eat the larger meatloaf for dinner and I freeze the other ones for lunches. This is working really well for me and the savings are huge.

Slash your washing powder costs by using a tablespoon of washing powder in your machine instead of a scoop. It works just as well! My sister was learning about budgeting and the speaker mentioned that you could get the same wash results by using one flat tablespoon of washing powder as you could if you used a whole scoop. I decided to test this theory and found that even with a full load of washing this proved to be true. I buy a top brand washing powder that costs around $10 per two kilo box and it contains around 148 tablespoons. I used to go through a two kilo box of powder every four to six weeks when I was using a scoop. Generally I do a load of washing every second day, so using one tablespoon per wash, my box of washing powder should now last me nearly 10 months! Just changing this small habit will save me $90 every 10 months on washing powder!