You can heal your life - and your nails!

A book by Louise Hay helped me to put an end to 45 long years of nail biting! According to her book, 'You Can Heal Your Life', biting your nails may represent 'frustration, eating away at oneself, or spite of a parent.' It wasn't until I made the conscious connection to my unresolved feelings and nail biting that I stopped. What I found really helped me was downloading some free meditations from YouTube. These cost absolutely nothing to help relax and unwind. I also repeated some daily affirmations such as 'I enjoy having beautiful, long and strong nails'. I have also used homeopathic remedies such as Brauer's Nerve Tonic, which in my opinion is the best thing since sliced bread to calm a stressed nervous system!

Dishwashing liquid breaks down hard to remove stains

I have found a cheap and effective solution for tough laundry stain removal! Stains such as fats or body odours can be notoriously hard to remove. Normal washing powders may be made for getting out dirt and stains but not for breaking down fats and body fluids. To combat the problem, I simply add a squirt of dishwashing liquid to the wash, along with my normal powder and soaker and it works like a charm. After all, it breaks down grease and fatty food residue when doing dishes, it makes sense for it to work on clothes too!

Hubby accepts money troubles after wife resigns

Swapping roles with my husband forced him to start budgeting and to learn to take control of our finances!

My husband and I are happily married and are about to celebrate our 50th wedding anniversary, but there was a stage in our lives when we were raising three children and our finances were incredibly stretched, yet he refused to accept it.

One day there was no bacon for his breakfast (he likes bacon every day) and he lost his temper. Rather than get angry back, I wrote him a letter resigning as housekeeper, mother and wife and gave it to his secretary.

He finally agreed to talk and I got him to agree that for one month he would take responsibility for running the house on the budget I had been working on. It wasn't long before he asked 'How on earth do you manage? We need to reassess our finances'.

Since then we have always cooperated when it comes to getting through a tough period.

Asking for damaged stock saved a fortune

When shopping for large furniture items, it's well worth asking the furniture retailers if they have any damaged stock. We saved over $400 on our beautiful new dining table. Thanks to putting into practice some hints from Simple Savings, my husband and I found ourselves with enough money saved to spend on a new kitchen/dining table.

We shopped around for a long time. We knew we wanted something big - an eight-seater preferably, with a beautiful wood grain and lots of character. We looked at second hand as well as new, then finally found one we loved. But the price, at $930 was still beyond our budget. We sadly let it go.

Several days later I had a thought and I convinced hubby to go with me back to the shop again. We got talking to a sales person and I decided to be completely honest. 'We love this table but we just can't afford it at that price - can you do a better price?' He did a few calculations but the answer came back 'No'. I said we'd even be willing to consider a damaged table if they had one.

He thought for a minute, and then rang one of the guys out in the warehouse. Sure enough they had the table we wanted, in the eight-seater size, with a scratch on it. He arranged for us to go and look and - we got our beautiful mahogany table, imported from India, for half price (a saving of $465).

We don't mind the scratch at all - in fact, when people admire our gorgeous table (which they do all the time), I proudly point out the scratch to them (which they would probably not even notice otherwise) and tell them the story of how we would never have got the table if it weren't for the scratch!