Replace nail biting with horsetail herbal capsules

A tried and true way to prevent nail biting is to take horsetail herb capsules. Nail biters seek silicone and this herb supplies it. I am a naughty nail biter from way back (and still do because I am hopeless at taking pills!). However I swear horsetail capsules work and my nails grow like wildfire whenever I remember to take them!

Bundle up your bags and don't get caught short

I have come up with a super easy way to solve my shopping bag dilemma! Like many people, I was sick of trying to organise a whole bunch of bags of different shapes and sizes in the back of the car, ready for shopping trips. I really like my car to be free from clutter, so wanted a thrifty and simple solution, I decided to use an old cosmetic purse and filled it with 99c reusable nylon bags from the supermarket. These roll up tiny and fasten with a elastic tab, making a neat and tidy little roll. I can fit eight of the tiny rolls into my cosmetic purse and this in turn fits nicely into my handbag or centre console of the car. These days I never get caught without a bag and these ones can get used over and over again. Being made of material, they can also be thrown into the washing machine if they have had meat or something drippy in them and are soon as good as new again!

20 kids' party gifts for $30

When my daughter started school last year, she had birthday after birthday to attend, which meant present after present. Last year, each present cost $25 to $35 and I couldn't afford to pay that much this year. So, I planned ahead!

Before every school year starts, Big W has a huge stationery sale, where I purchased the following:

• 100 writing books at just $0.01c each, total cost of $1.00
• 20 packs of 24 colouring pencils at $0.49c each, total cost of $9.80
• 10 twin packs of safety scissors at $0.49c each, total cost of $4.90
• Five eraser 4-packs at $0.99c each, total cost of $4.95
  - Five pencil sharpener 4-packs at $0.29c each, total cost of $1.45
  - Two 10-page sticker booklets with 150 stickers per page at $2.00 each, total cost of $4.00
  - Four sheets of contact paper in girl and boy themes at $0.99c each, total cost of $4.00.

Total for all this is just $30.10, and I'm able to make 20 presents! That's just over $1.50 per gift! At every birthday party, my daughter has presented the birthday girl or boy with the following gift:

• Three books covered in contact paper
• One pack of colouring pencils
• One pair of safety scissors
• One eraser
• One sharpener
• One page of stickers.

Both parents and children have loved this present because, unlike a toy they soon lose interest in, they can continue to use their imagination to create drawings.

Take a break from paying the bills

This simple bill payment system lets you take a holiday from paying bills at Christmas time.

Every time I receive a bill, I pay $10 more than the amount required. For example, if the monthly phone bill is $50, I pay $60. This has worked really well for me, and come December I am able to stop the phone, internet, power and rates payments. I use this money for Christmas gifts, safe in the knowledge that my bills are covered.