No more shopping lists with free app

We have eliminated paper shopping lists by using a free app called Our Groceries. You can link the app via entering one email address, so everyone who does the shopping at your house has the up to date grocery list at any time. The best thing is, you can customise the list to be very specific about what you want. There is a paid version of the app but we have been successfully using the free version and love it. No more wasted paper and no more forgetting things as the list is always with us!

NLP means great nails for me!

If nail biting or picking is an issue for you or someone you know, you may like to consider Neuro Linguistic Programming (NLP). I had just one session and it made a fantastic difference for me. I was sceptical throughout the session, until the end of the session when the problem had completely gone away. I was really surprised and completely pleased! Would definitely recommend.

Take a break from paying the bills

This simple bill payment system lets you take a holiday from paying bills at Christmas time.

Every time I receive a bill, I pay $10 more than the amount required. For example, if the monthly phone bill is $50, I pay $60. This has worked really well for me, and come December I am able to stop the phone, internet, power and rates payments. I use this money for Christmas gifts, safe in the knowledge that my bills are covered.

Puzzling our way to a new house

My husband and I have finally found the key to successful saving! The two of us are dreadful savers; while we're good at putting spare change in a jar, we don't know what to do with it once the jar is full! We thought a saving thermometer would be helpful, but wanted something that wouldn't be so obvious when people came over to visit. So we came up with a more subtle brainwave - a jigsaw puzzle!

We bought a jigsaw of what we wanted (a house) and assigned a dollar amount to every piece. Now we 'buy' pieces of the jigsaw puzzle, the money goes in our jar and we bank the money once a month. We even set up challenges for ourselves, such as who 'buys' the most pieces in a month, and we never have to worry about what to buy each other for presents - we buy pieces of the puzzle of course! Once we've completed the puzzle we're going to hang it on the wall - of our new house!