Recent Hints

My uni studies STOPPED me biting my nails!

I've been enjoying long, beautiful nails for 30 years, thanks to a method called behaviour modification! I was required to do it as part of a psychology unit at university. It is a method which rewards good behaviour and punishes bad behaviour. This is the method:

  1. You determine what you want to change: I want to stop biting my fingernails.
  2. You determine what would be a good reward. I will give myself $1.00 coin.
  3. You determine what would be a good punishment. I will give $2.00 to charity. Note: It is best that the punishment is worse than the reward, so you can obviously achieve your positive goal ASAP. The simpler your rewards and punishments are, the better. I used the money to purchase a scarf but you could do it for anything.
  4. You work out what you need to motivate yourself to achieve that positive outcome. I used hand cream daily, I used oil to massage the cuticles daily, I painted my nails with nail hardener and once the nails grew past my fingers, I got manicures regularly.
  5. Draw up a table as shown below, to keep track of your progress daily to get to your eventual goal:

Day 1 – Outcome: I put my fingers in my mouth So you put a cross in the negative box and take the punishment. Negative Positive Punishment Reward x $2.00 paid to charity

Day 2 – Outcome: I didn’t put my fingers in my mouth So you put a cross in the positive box and take the reward Negative Positive Punishment Reward x $1.00 paid to myself

From memory I stopped biting my nails after the second week and kept going until I grew my nails to the length I wanted them. I found that it took about 10 weeks to achieve the outcome I wanted. I didn’t think I would get long fingernails, but I did and continue to do so!

By: Heather B 3 responses in the members' forum

A bitter end for bitten nails

To stop biting nails for once and for all, try bitter nail polish. There are a few brands that can easily be purchased in Australia. I’m not a nail biter myself but I worked with someone who used it. The polish tasted so awful so she simply stopped putting them in her mouth and eventually the habit was broken! Check out these links for more information on available products:

https://mavala.com.au/all-products/mavala-stop https://www.priceline.com.au/manicare-bite-no-more-12-ml https://www.google.com.au/search?q=nail+polosh+for+bikint+nails&ie=UTF-8&oe=UTF-8&hl=en-au&client=safari#imgrc=kVOEVCjLBbc5eM:

By: Donna Pierson

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Hottest Hints

Student secrets to eating for $15 a week

During my uni student years I developed a menu-planning and grocery shopping system that allowed me the freedom to eat well, generously fuel my bicycle-based lifestyle, entertain guests regularly and experiment with new recipes, all within my strict food budget of just $15 a week!

It works like this.

  1. Decide how much you will spend on your weekly groceries. In recent years I have had to increase my spending to about $21 a week due to rising food costs and CPI, but the system still works really well when I use it and is a great way to separate needs from wants.

  2. Choose the staples and basics that are to be made every week as needed. These could include soy milk, tofu, sourdough bread, yoghurt, sprouts, hummus, fresh lemon cordial, Anzac bickies, gomasio or whatever else you require.

  3. Give the ingredients needed to make these staples first priority when making the weekly shopping list. If you have a local food co-op you can buy mostly organic ingredients with minimal packaging in exactly the amounts you need.

  4. Check what else is in the fridge, cupboard, garden or neighbours' garden and pore over your large collection of second-hand recipe books to see what can be created with these other ingredients. Recipes which require two or less extra (and inexpensive) ingredients are preferred and a list of these and their corresponding cookbooks/page numbers is made and stuck on the fridge. There will usually be a selection of mains, side dishes, desserts, treats and beverages on the list.

  5. Give the extra ingredients needed for the chosen recipes next priority on the shopping list. Over time you will intuitively know when your shopping list is 'full'.

  6. Once out shopping, specials of the day such as a big bag of discounted apples or cheap cooking tomatoes take third priority. If not consumed within the week, these can form the basis of recipes chosen for the following week.

  7. Last priority (and usually only considered after the register shows you are still under budget) are those inevitable temptations that one wants rather than needs. It often helps me to take my recipe list with me and remind myself that I can make a delicious self-saucing carob pudding at home for a fraction of the cost of the tiny chocolate bar I am now contemplating. All of a sudden the money seems much better spent on a kilo of brown rice!

  8. Back at home, simply cross the recipes off the list as they are made. There will always be plenty of food for dinner parties or last-minute guests, and the sometimes tiresome decision of 'what to cook?' becomes easy.

Using this system I have never run out of food or felt like there was 'nothing to eat'. In contrast, I have stayed at many houses where, despite having pantries and fridges which are bursting with food, the occupants have driven to the supermarket and easily spent $30 or $40 just to cook up dinner for the night.

Seems unbelievable? Try scratching every processed food item off your own shopping list and see how many more kilos of real food you can come home with for the same amount of money. Don't forget too, to keep an eye out for trees in public areas which are loaded with fruit or nuts. I have used the $15 a week food budget for stretches of up to a year at a time, which means I certainly wasn't relying on stockpiles of food from more extravagant days tiding me over. Necessity breeds creativity, and I am so happy to have been forced early on to examine and separate my wants from my needs in this regard. Even when times are tough, I know I can eat well!

By: Belinda Pursey 102 responses in the members' forum

A simple journey to a better life

I live with my husband and 4 year old twin boys in a unit and we discovered Simple Savings at a time that was very difficult in the life of our family. I wanted to share a bit of our journey that led to saving money and an improvement of our quality of life.

When I discovered Simple Savings my husband was a self employed contractor who was in between jobs and our income became more limited as I work part time and we have many fixed expenses including a large mortgage and preschool fees.

We were feeling very stressed emotionally as well and finding daily living difficult to manage. I pored over the Savings Vault and found a wealth of information so assist us in reducing our expenses. As we were feeling quite vulnerable and finding change a struggle we picked one tip a week to research or implement and we started with the simplest first so we could experience enough success to motivate us to continue.

So the first week my husband put his razor in a small glass of olive oil (to prevent rust and make the blade last longer). Then we replaced our fabric softner with 1/4 cup of vinegar and put vinegar in a pump spray pack to clean our benches. We also used vinegar to clean our floors. As we "succeeded" we began to feel better about life as we were exercising the control we could to improve our situation and it felt creative.

We also:

Researched car/house/contents insurance for the best deal

Started to shop at Aldi regularly, knowing from other Simple Savings users which were the best value products

We found a wholesale butcher (Elvy's Wholesale Meats 2/19 Norman St, Peakhurst tel: 9153 6656)

We started cleaning our dishwasher with citric acid

We gave homemade gingerbread houses and biscuits as Christmas gifts

Our children made gift wrap (painted and glittered) from a roll of butchers paper bought for $10 at IKEA which is very personal and inexpensive.

We joined 3 different DVD clubs and got a free month from each before cancelling which gave us great free entertainment over the Christmas months.

We found websites for children's activites, and a recipe for homemade playdoh that we love and have given to other children as gifts.

We also bought $8 worth of alphabet and flower beads and bracelet elastic from The Reject Shop and made 13 name bracelets for preschool teachers and friends. My boys really knew the joy of giving something that they had helped choose and make. The recipients were joyous at the personal nature of the gift.

I now make my own bath products for our family and for gifts from the recipes and websites reccommended by Simple Savings subscribers.

We are adding to our life routine regularly and we are loving our life. This week I have taken my first week of unpaid leave from work to be with my cherubs during the school holidays and it is such a priceless and precious gift.

I really appreciate the invaluable life tools that I have gained from your website and value sharing this way of life with my children. And I encourage the overwhelmed to add one tip a week to your life...they all add up to big change.

By: Beth P 19 responses in the members' forum

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