My uni studies STOPPED me biting my nails!

I've been enjoying long, beautiful nails for 30 years, thanks to a method called behaviour modification! I was required to do it as part of a psychology unit at university. It is a method which rewards good behaviour and punishes bad behaviour. This is the method:

1. You determine what you want to change: I want to stop biting my fingernails.
2. You determine what would be a good reward. I will give myself $1.00 coin.
3. You determine what would be a good punishment. I will give $2.00 to charity. Note: It is best that the punishment is worse than the reward, so you can obviously achieve your positive goal ASAP. The simpler your rewards and punishments are, the better. I used the money to purchase a scarf but you could do it for anything.
4. You work out what you need to motivate yourself to achieve that positive outcome. I used hand cream daily, I used oil to massage the cuticles daily, I painted my nails with nail hardener and once the nails grew past my fingers, I got manicures regularly.
5. Draw up a table as shown below, to keep track of your progress daily to get to your eventual goal:

Day 1 – Outcome: I put my fingers in my mouth So you put a cross in the negative box and take the punishment. Negative Positive Punishment Reward x $2.00 paid to charity

Day 2 – Outcome: I didn’t put my fingers in my mouth So you put a cross in the positive box and take the reward Negative Positive Punishment Reward x $1.00 paid to myself

From memory I stopped biting my nails after the second week and kept going until I grew my nails to the length I wanted them. I found that it took about 10 weeks to achieve the outcome I wanted. I didn’t think I would get long fingernails, but I did and continue to do so!

Lose weight, save money and reduce waste with friends

Our group of friends have learned there are many more benefits to being health conscious than just losing weight! We first started getting together to try and lose weight after Christmas. My friends went with the keto diet and I chose intermittent fasting. Of course, everyone needs to make sure they are medically safe and that whatever you choose suits you, as well as being mindful that children have different needs.

Having company certainly helps with motivation as we meet for coffee most mornings and compare notes. A bonus from this however, aside from losing weight and feeling much better, is that our grocery bills are a fraction of the usual. I am so pleased to see money left in my account on pay day! One friend reported that for her and her husband the usual spend at Harris Farm was over $200. Now it is under $40. I am single so used to spend around $100 a week on groceries and another $100 plus going out. Now I am down to $60 a week all up!

The other issue for me was waste. I would regularly buy whatever took my eye and it would go off in the fridge. Now I make a list (amazing how that works) and only buy enough for my meals. For example, I buy one zucchini instead of a bag full. I find grating some colourful veggies such as carrot, zucchini, yellow squash and red capsicum makes the meal interesting and seems bigger somehow. I get the ALDI salmon OR the chicken thighs - not both like before! - and either of these will last me for over a week.

Buying fresh produce is much cheaper and better than packets. The diet has reduced my appetite, so I can afford to buy smaller pieces of meat of higher quality. It takes some organisation but is so worth it. Training yourself to eat less certainly helps the budget. There are some good resources on intermittent fasting on the Internet and Dr Michael Mosley's book. My friends are using The Power of Protein. I also found a guy who appeared on The Doctors, who has created the Snake Diet, although that's a little extreme for me!

Adopt an elderly neighbour and save

I recently noticed my elderly neighbour was unwell and no longer able to drive or leave the house; relying on taxi services to deliver food (often expensive pre-packaged items), or he would have home delivered takeaways. Being a fussy eater, he was reluctant to consider 'Meals on Wheels', so I volunteered to shop for him and cook him three different meals a week. Each week he gives me enough money to cover the costs of his meals (soups/stews/freezable casseroles) and I make up bulk amounts of each dish. I deliver half to him and keep half for myself, as suggested by him for payment. Not only is he saving money on taxis and home delivery, but he is eating healthy food and my family is also provided with three meals a week as a bonus for giving up a little of my time. Often cooking for one is not inviting, but cooking for others encourages healthier eating habits and helps regain social contact. Often a lonely person will gain a new lease on life to boot. A great savings all round, and using recipes from the Vault saves me even more!

A lesson in responsibility

I've saved money and taught my daughter a valuable skill at the same time.

My twelve year old daughter has a passion for fashion, but little realisation that everything costs money. It seemed that every time I went shopping, there would always be something my daughter just had to have. It can be difficult determining if a request for something new is a necessity or not, so to stop myself sounding like the 'no police', I put the decisions back on my daughter.

I opened up a bank account in her name, with a key card attached. I worked out how much per year I would need to spend on her clothing, including shoes and accessories, but not school uniforms. I divided the yearly cost by 12 and I now deposit her monthly clothing allowance on the first of every month.

My daughter was so excited to have her own key card, and new responsibility. I did have to explain that when winter approached she would have to have enough money saved for new winter clothes and that she couldn't just spend her entire allowance every month.

Now, when we go shopping and asked 'Can I have one of those?' my answer is, 'Sure, can you afford it.' I am amazed at how many times something is picked up off the shelf as something she just has to have, yet we end up leaving the shop without it. And, I'm thrilled that I no longer have to be the one who says 'no'.

It has only been a few months but I have already saved a small fortune and my daughter is learning how to budget.