No more shopping lists with free app

We have eliminated paper shopping lists by using a free app called Our Groceries. You can link the app via entering one email address, so everyone who does the shopping at your house has the up to date grocery list at any time. The best thing is, you can customise the list to be very specific about what you want. There is a paid version of the app but we have been successfully using the free version and love it. No more wasted paper and no more forgetting things as the list is always with us!

My health insurer saved me hundreds on travel cover

I have saved $400 on my travel insurance, thanks to my health insurer! I’m going to Europe for six weeks and know the importance of travel insurance. I have a credit card that offers complimentary health insurance, but the underwriter has changed and now NO pre-existing condition is covered. I’ve had a few accidents and illnesses that their previous underwriter covered previously; but the new underwriter said No to ANY pre-existing injury, even if it was healed and needed no further treatment or medication. So I had to independently take out cover for $620 for the six weeks I’m away. In an attempt to offset the cost, I phoned my existing HEALTH insurance. After talking with them, I have suspended my insurance for the time I’m away, and a few weeks when I’m back in Australia, which is two months in total. This has saved me $400 for two months, therefore reducing the cost of my travel insurance to only $220. My annual credit card fee is $150, so I will be cancelling that as well, as it no longer is worth the money if I am not eligible for cover with their travel insurance. So all up, a saving of $150 plus $400 adds up to $550 in total. No small amount and will certainly help fund my travels!

Underbed storage from old bookcase

If you have an old bookcase that you no longer need, or is a little too unsteady to use as a bookcase you can transform it into a super cheap underbed storage container! All you need is to buy some castors from your local hardware store. Just screw the castors onto the back of the bookcase, lay it down on its back and roll it under the bed. We have one of these in our boys' room for all their toys and it really reduces all the visible clutter. It's lovely to walk in and all you see are their beds!

Half price ricotta

Make your own ricotta cheese and save at least 50% on the inferior product you buy at the shops!
 
Whenever I buy ricotta cheese it usually goes off in the fridge while I figure out what to do with it! But recently, Better Homes and Gardens featured a very simple recipe for ricotta made from scratch.
 
Ingredients:
 
2L milk
4 tbsp white vinegar
 
Method:
 
Heat the milk until you see small bubbles at the side of the pan. Turn off the element and add the vinegar. Strain the curds off the top and then drain through a butter muslin cloth. Really easy!
 
Two litres of milk makes 500g of ricotta cheese. While in the deli the other day, I noticed they were charging $1.00 per 100g, or $10 a kilo! I shop at ALDI, which charges $2.20 for two litres of milk – that equates to $4.40 a kilo, less than half the price of store-bought ricotta. Plus, I no longer waste the product that I buy and never use. It also sounds super impressive when you tell people you make your own ricotta from scratch!

You can find the footage at http://au.lifestyle.yahoo.com/better-homes-gardens/tv/watch/-/6888083/ricotta/