Cheap phones, games and movies from CeX

If you need to replace a mobile phone, make sure you check out CeX for great deals! They are Sydney based, but you can order online also. My old Samsung phone was dying, so I decided to get a replacement. I ordered a Huawei, and it was locked to Vodafone for just $80. I am using the Telco "Lebara" which is bought by Vodafone. The software is up to date too, better than the old Samsung! So if you know which provider you are connected to, e.g. Telstra, you can order a phone which is "locked" to them. Locked means, you can only use that provider's SIM card, no others. They have a lot of cheap games and movies available too! For more information, visit their website https://au.webuy.com/

My level headed method helps me reach my goals

My daily book has been helping me save my goals and achieve all year. At the start of the year I bought an A4 meeting book, with section dividers. This gives me a section for my goals, one for 'major lists' that will go through the whole year and lists of different levels. To give you an example, it's this one here: http://www.createl.com.au/buy/meeting-record-book-purple/2578P

I count general housework as Level 1, things like tidying up/sorting, paper cleaning as Level 2 and Level 3 as big things that need other help, such as tax or renovating/new major organisation of the house and so on.

I work full time at a job that has many night and after hour events, so find myself doing a lot of Level 1 on the weekends. However, unless I make a conscious effort, I do not get much of Level 2 or 3 done. Using this book both at work and home helps me to be really organised!

How Simple Savings helped me to save money and lose weight

Here's how to lose weight and save!

A couple of years ago I joined Weight Watchers and went to four meetings. Joining was free from a coupon in a magazine but the meetings cost something like $15.95 each. I couldn't get motivated!

A few weeks ago, as I was bucketing the bath water into the toilet cistern to save water (a tip from Simple Savings), I realised that I am doing the exact same thing that Weight Watchers meetings could not motivate me to do. At WW the main things they encourage you to do are to eat 10% less at meals (this also helps the budget at shopping time) and to exercise more (this comes from carting water between the bath and the toilet and using the rain water tank to water the vegie patch and so on).

I am now losing about half a kilogram a week without even trying and I'm not paying $16 to do it. In fact, I'm making other savings as well - our last water bill was $40 less than that for the same time last year.

What has also happened for me in the last few months is that while saving money I have also become better at time management - planning meals for a month and shopping with a list have cut out a lot of unnecessary trips to the shops (not to mention the extra expense). I have cut $60 from my husband's spending money by supplying his lunch every day, along with some soft drink, a large bottle of water and a snack. He is happy because he still has a small amount of 'sanity money' in his pocket to splurge with every week.

My food budget absorbed this when I switched from a lot of brand name products to BI-LO brand products - I save from as little as $0.10c per item up to a couple of dollars per item. The biggest savings I make come from bulk buying - last month BI-LO had five kilograms of potatoes for $5.00, but when I went to the greengrocers they had them at $6.00 for a 20 kilo bag. These lasted for about a month and I couldn't bring myself to go to the fish and chip shop when I had 15 kilograms of 'free' potatoes in the pantry, so we had home-made wedges instead, saving another $6.00.

The excitement of saving money has also inspired me to do the things that I don't enjoy so much, such as mending and ironing, and I am gradually working my way through every room and cupboard, taking inventory of what can be used and how best to use it in a way that will save me money. I never thought I would actually look forward to going through years of accumulated junk! By organising my house, I am becoming a 'cleanie' and leaving the old 'messy' me behind - and I am enjoying every minute of it!

Better food, less vet trips

We have found that changing our brand of dog food from a 'cheap' supermarket brand to a vet-only brand has effectively saved us $5,000.

We used to feed our pets a good quality but cheap brand of food, costing around $20 per week in two kilo bag lots. We decided to experiment and switched to an ultra premium brand that is only available from veterinary hospitals and some pet shops. At $35 for a two kilo bag, it was quite a shock and we thought this was a mistake! However, we stuck it out for a month as planned and came to the following conclusions:

1. They gained condition, coats were shinier, softer and thicker and whiskers grew longer and stronger.
2. They had more energy but lost their tendency to behave like children at a five year old's birthday party!
3. They 'pooped' less and the odour of their urine and faeces was reduced by at least 75%.

The biggest realisation was that they only ate their way through half a bag every week, meaning we were now saving $10 a month just on food alone. Plus, we no longer had to feed supplements and we saved money on litter and both time and money on litter tray cleaning.

In the long term, we have found that their odour has decreased so much that they only need a shampoo bath every six months, not every two weeks as previously.

We have also had less trips to the vet and some chronic conditions have disappeared or become easier to manage without medication. A saving of close to $5,000 per year for us. We love our local vet and so do our pets, so we still visit regularly - but only for a cuppa and a chat!