Treating nails in a positive way keeps biting at bay

I have found the trick to keeping nail biting and picking at bay is to 'fiddle' with them in a positive way. I am 67 and have bitten my nails since I was about three years old. My parents tried bribes, threats, nasty brown stuff painted on my nails - all sorts. I grew my nails when I got married, when my daughter got married - and indeed have grown them since for various special occasions - so determination can help! I now have nails on my fingers, but still bite/pick at my thumbs. My dad said my fingers would become misshapen, and he was right. What helps me is to 'fiddle' with my nails in a positive way - emery boards, manicure tools, nail polish, the nail treatments to stop biting - the taste does stop automatic, thoughtless nibbling. I am not a chewing gum lover, but that can also help. I crochet too, which keeps my hands too busy to nibble at!

My uni studies STOPPED me biting my nails!

I've been enjoying long, beautiful nails for 30 years, thanks to a method called behaviour modification! I was required to do it as part of a psychology unit at university. It is a method which rewards good behaviour and punishes bad behaviour. This is the method:

1. You determine what you want to change: I want to stop biting my fingernails.
2. You determine what would be a good reward. I will give myself $1.00 coin.
3. You determine what would be a good punishment. I will give $2.00 to charity. Note: It is best that the punishment is worse than the reward, so you can obviously achieve your positive goal ASAP. The simpler your rewards and punishments are, the better. I used the money to purchase a scarf but you could do it for anything.
4. You work out what you need to motivate yourself to achieve that positive outcome. I used hand cream daily, I used oil to massage the cuticles daily, I painted my nails with nail hardener and once the nails grew past my fingers, I got manicures regularly.
5. Draw up a table as shown below, to keep track of your progress daily to get to your eventual goal:

Day 1 – Outcome: I put my fingers in my mouth So you put a cross in the negative box and take the punishment. Negative Positive Punishment Reward x $2.00 paid to charity

Day 2 – Outcome: I didn’t put my fingers in my mouth So you put a cross in the positive box and take the reward Negative Positive Punishment Reward x $1.00 paid to myself

From memory I stopped biting my nails after the second week and kept going until I grew my nails to the length I wanted them. I found that it took about 10 weeks to achieve the outcome I wanted. I didn’t think I would get long fingernails, but I did and continue to do so!

Simple equation helps pay mortgage

My husband and I have set a goal to pay off our mortgage within five years. We have a way to go, but keeping this goal in mind has helped us to curb our spending.

I worked out that any amount I put on our mortgage is actually worth five times that amount due to the saving in interest. So when I am thinking about spending $20 on a top, I multiply this amount by five and realise that I do not want to spend $100 on a $20 top! That $20 would be much better invested if it was put into our mortgage.

Garage sales changed my life

We are retirees. We eat well, dress well, and live in a modern house, with an interesting flower and vegetable garden. Our income would probably be classed as poverty level, but we live like kings, because we have one shared vice. We are garage sale fanatics. Little in the house has been bought new. Older furniture has been restored, as my husband has clever hands. Once a year he sells the surplus at a huge garage sale, and it usually pays for a holiday.

We buy books, linen, furniture, new clothing, garden plants, sewing material and cottons, timber for building toy boxes and hall stands at garage sales. Our kitchen TV cost $25. The little one in the bedroom is 25 years old, so I bought a video recorder for $5.00 and can now get all the channels through the video. My three telephones and the answering machine are all from garage sales, as are my kitchen crockery, blankets and the beautiful satin embroidered bedspread that cost $5.00.

I am like a centipede with shoes as I buy good brands that have been tried on in the shop and are as new. It is the only place I can find the good comfortable shoes I favour. Likewise, many of my clothes are top brands. I bought a $168 pant suit for $10 because the lady's husband didn't like the colour.

The deep freeze, the two coolers, bed lights, beautiful big mats are all from our Saturday morning treks. We list the sales and use a street map to plan a route to save petrol.

Sometimes tinned food or home-made sauces are available, and if the vendors have fruit trees they sometimes sell the fruit by the plastic bag - picked yourself.

Nothing is sacred at garage sales, and provided you need the items there are some real bargains.

How about our home security system for $2.00, because the seller couldn't work it? A little investigation on the Net yielded full instructions.

My computer came from a government auction at one-third of the price quoted for a second-hand model at our local shop. Needed a bit of study to set it up, but I love puzzles, and so had it running with the Windows 98 program I bought for $10. I also keep the grandkids in Playstation games, and my daughter has been married for 20 years and has never bought any linen as I have kept her supplied with good quality buys.

My hobby started after my divorce when I found myself with an old 50's house to renovate and little furniture. So I started to buy 50's vintage furniture as well as renovating materials - paint, wallpaper, timber, doors, curtains.

Along the way I met a widower with the same ideas, so garage sales have provided a lot of rewards - a good life, enough money to enjoy ourselves, and a multitude of associated hobbies and friends.