NLP means great nails for me!

If nail biting or picking is an issue for you or someone you know, you may like to consider Neuro Linguistic Programming (NLP). I had just one session and it made a fantastic difference for me. I was sceptical throughout the session, until the end of the session when the problem had completely gone away. I was really surprised and completely pleased! Would definitely recommend.

Low cost fake nails stop me biting real ones

I have found fake nails are the best solution to stop me from biting my real ones. You don't have to spend a fortune on salon acrylics every four weeks either. There are DIY kits on AliExpress such as Belle Fille which look easy and are affordable. Making sure to use a cuticle oil or cream regularly during the day also helps to stop picking of said cuticles too!

How to plan meals for a family of six

I only need to shop for food once a month and am saving $3000 per year on feeding our family of six.

With four children, I was spending at least $800 per month on shopping, so I came up with a plan to try and cut costs. I went through recipe books and chose meals that I was going to cook for dinner. I wrote a list on an A4 page for every day of that month and what I was going to cook for each day. Then, on another page I wrote all the food items that I needed for the recipes I had pre-chosen and that was my shopping list for the month.

The best thing is I now knew what I was cooking every day, without walking to the fridge and thinking 'what am I cooking?' I also put the A4 page of what we were having for dinner on the fridge and the family knew what we were having each day without asking me!

To start with I went shopping every fortnight for food, but now I do it once a month and only spend $550 each month.

Before I began this routine, I was spending $9600 per year on food for four children and two adults - now I am spending $6600 per year! The extra $3000 we save each year goes into our children's bank account, which they just love!

One dollar saving plan

I have devised a simple savings plan which you can use to fund a holiday, new furniture, Christmas or extra payments on the mortgage.
 
By saving just one dollar in week one, and adding an extra dollar each week after that, you will save $1378 in one year! It is a really gentle way to start saving, perfect if you feel you don’t have any spare money to save.
 
In week one, save $1.00. In week two, save $2.00. Week three, save $3.00...and so on! By week 52, when you save $52, you will end up with your grand total.
 
When the 52 weeks are up, you can start the cycle again with just $1.00, or if you're really ambitious you can continue with your saving plan; if you keep doing it for another 52 weeks, you'll have saved $5046! What a saving! If that’s too much of a stretch, and you start again at only $1.00, you will still have saved $2756 in two years. Happy saving!