A bitter end for bitten nails

To stop biting nails for once and for all, try bitter nail polish. There are a few brands that can easily be purchased in Australia. I’m not a nail biter myself but I worked with someone who used it. The polish tasted so awful so she simply stopped putting them in her mouth and eventually the habit was broken! Check out these links for more information on available products:

https://mavala.com.au/all-products/mavala-stop https://www.priceline.com.au/manicare-bite-no-more-12-ml https://www.google.com.au/search?q=nail+polosh+for+bikint+nails&ie=UTF-8&oe=UTF-8&hl=en-au&client=safari#imgrc=kVOEVCjLBbc5eM:

Make your own nut butters for a fraction of shop prices

I save a fortune on buying nut butters by making my own. Almond butter, cashew butter and good quality peanut butter can be fairly expensive to buy so instead I buy roasted almonds for about $4 at a bulk supplier (Bin Inn if you're in NZ) and blend it in my Nutribullet with the addition of a smidgeon of olive oil. This gives me twice the quantity of a shop-bought jar which would cost at least $12! You can also add a little honey or chia seeds to add variety. I use the same method to make cashew butter. I simply buy 200g of cashews for $4.80 from an Indian grocer, roast them in the oven and blend them with the addition of a little olive oil to start the process. At around $15 a jar to buy at health food stores, this is a terrific saving!

Inexpensive egg McMuffins

For a great-tasting, quick, healthy and inexpensive breakfast, make your own egg McMuffins.

Fry six eggs, using egg rings, (if you don't have any, check your local discount store), fry bacon if you wish, and toast your muffins. Once all ingredients are cooked, assemble egg McMuffins, including sliced cheese and bacon if you like.

Once assembled, wrap each muffin in alfoil and freeze. In the morning, simply take the muffin from the freezer and cook in a moderate oven for 20 minutes. For an even quicker breakfast, unwrap from alfoil and wrap in paper-towel. Place in microwave for at least one minute, depending on microwave.

My kids love these for breakfast, and they only cost around $0.60c each!

I buy Home Brand English Muffins which are around $1.60.

How Simple Savings helped me to save money and lose weight

Here's how to lose weight and save!

A couple of years ago I joined Weight Watchers and went to four meetings. Joining was free from a coupon in a magazine but the meetings cost something like $15.95 each. I couldn't get motivated!

A few weeks ago, as I was bucketing the bath water into the toilet cistern to save water (a tip from Simple Savings), I realised that I am doing the exact same thing that Weight Watchers meetings could not motivate me to do. At WW the main things they encourage you to do are to eat 10% less at meals (this also helps the budget at shopping time) and to exercise more (this comes from carting water between the bath and the toilet and using the rain water tank to water the vegie patch and so on).

I am now losing about half a kilogram a week without even trying and I'm not paying $16 to do it. In fact, I'm making other savings as well - our last water bill was $40 less than that for the same time last year.

What has also happened for me in the last few months is that while saving money I have also become better at time management - planning meals for a month and shopping with a list have cut out a lot of unnecessary trips to the shops (not to mention the extra expense). I have cut $60 from my husband's spending money by supplying his lunch every day, along with some soft drink, a large bottle of water and a snack. He is happy because he still has a small amount of 'sanity money' in his pocket to splurge with every week.

My food budget absorbed this when I switched from a lot of brand name products to BI-LO brand products - I save from as little as $0.10c per item up to a couple of dollars per item. The biggest savings I make come from bulk buying - last month BI-LO had five kilograms of potatoes for $5.00, but when I went to the greengrocers they had them at $6.00 for a 20 kilo bag. These lasted for about a month and I couldn't bring myself to go to the fish and chip shop when I had 15 kilograms of 'free' potatoes in the pantry, so we had home-made wedges instead, saving another $6.00.

The excitement of saving money has also inspired me to do the things that I don't enjoy so much, such as mending and ironing, and I am gradually working my way through every room and cupboard, taking inventory of what can be used and how best to use it in a way that will save me money. I never thought I would actually look forward to going through years of accumulated junk! By organising my house, I am becoming a 'cleanie' and leaving the old 'messy' me behind - and I am enjoying every minute of it!