Full strength DIY 'Dettol' spray for just 2c a bottle!

A little supermarket research led me to making a huge saving on keeping germs at bay! When my two young children had a gastro bug, I needed anti-bacterial spray to clean up and stop the spread of germs, which vinegar didn't touch. The cheapest anti-bacterial spray I could find was Dettol anti-bacterial spray which cost $4.20 for 500ml. On reading the active ingredients it said it contained Benzalkonium Chloride 0.095%. Then, I saw that a bottle of Coles brand disinfectant was $1.40 for two litres. I read the ingredients and saw Benzalkonium Chloride 1%. The instructions said to dilute it in a ratio of 1:20, or 30ml to 600ml water. So I bought that one, made up the solution and put it in an old spray bottle I already had. It worked just as well and cost just over 2c per spray bottle of prepared solution, compared to $4.20 for the Dettol spray! While Coles brand disinfectant says it can only be used on “floors, walls, bathroom and toilet areas”, not in kitchen areas like the Dettol spray, for me these were the only areas that I needed to disinfect and worked a treat!

NLP means great nails for me!

If nail biting or picking is an issue for you or someone you know, you may like to consider Neuro Linguistic Programming (NLP). I had just one session and it made a fantastic difference for me. I was sceptical throughout the session, until the end of the session when the problem had completely gone away. I was really surprised and completely pleased! Would definitely recommend.

Tackling one bad habit a month

I am putting an end to my bad habits for good! I decided to give up one bad habit a month this year - something that costs me money and is not good for me. At the end of each month, I can reward myself have that thing again but I find after not having it for a month I no longer crave them any more!

For January I gave up chocolate. It was hard at first and each time I wanted a chocolate I had to deny my cravings. I also made sure that I did something positive, such as going for a walk until the craving passed. I also made sure that I didn't buy something more expensive to replace what I was giving up. The idea is to save money and look after my health.

When February came I allowed myself chocolate again but found I didn't want it any more! For this month I have given up fruit juice. I am finding that I actually enjoy drinking water and if I need more flavour I just squeeze some fresh juice into it.

In March I plan to stop catching the bus. Instead I am going to walk the 40 minute trip to and from work each day. Although it will take an extra 20 minutes of my time each trip, I will get 40 minutes of exercise for a cost of 20 minutes. Again I hope to continue this indefinitely.

In April I will give up alcohol. When I am out I will order a soft drink or lemon, lime and bitters, which will save me money and be good for me.

Each month I plan to give up something that is small but costly and not so good for my health. By the end of the year I should end up with a lot more money in my pocket and be far healthier too!

Puzzling our way to a new house

My husband and I have finally found the key to successful saving! The two of us are dreadful savers; while we're good at putting spare change in a jar, we don't know what to do with it once the jar is full! We thought a saving thermometer would be helpful, but wanted something that wouldn't be so obvious when people came over to visit. So we came up with a more subtle brainwave - a jigsaw puzzle!

We bought a jigsaw of what we wanted (a house) and assigned a dollar amount to every piece. Now we 'buy' pieces of the jigsaw puzzle, the money goes in our jar and we bank the money once a month. We even set up challenges for ourselves, such as who 'buys' the most pieces in a month, and we never have to worry about what to buy each other for presents - we buy pieces of the puzzle of course! Once we've completed the puzzle we're going to hang it on the wall - of our new house!