Eat your way to lovely, strong nails with blancmange!

If biting your nails is a problem, start growing them from the inside out, with this easy coffee blancmange recipe! All you need is:

One x 400g can coconut milk or cream. 2 tbsp gelatin 2 tsp coffee 1/4 cup hot water Sweetener of your choice, e.g. sugar, stevia or artificial sweetener

Stir the gelatin into the hot water and mix well.
In a separate bowl, put in the coffee and sweetener of your choice and stir, then tip in the can of coconut milk or cream. Pour in the hot gelatin mixture and stir all together well. Refrigerate for one hour.

The result? Delicious, smooth coffee blancmange, with the health benefits of coconut, and gelatin for nail growth!

Lower price promise saved on a new cistern

I saved an easy $40 recently on a new cistern by price shopping between competitors! I first checked the prices at both Bunnings and Mitre 10 and found the latter to be the dearer option. Seeing as they promise to better the lower price on the same item, I showed them the proof of the cheaper Bunnings price. They did indeed hold true to their promise and charged me another 15% less than the lower Bunnings price!

'10% less' rule saves money and planet

I use a simple principle every day, which helps me save money in all areas of my life. I try to reduce my use or consumption of what I normally do by 10%. The rewards are enormous. For example, if you spend $200 a week on groceries, try reducing it by $20 over 52 weeks and straight away you have $1040 extra in your pocket. You and your family won't even notice the difference, as it equates to less than $3.00 a day!

If you apply this principle to all areas of your life - petrol, electricity, phone calls and so on, the savings are huge even though the sacrifice is not even felt. It not only saves money but also the planet by reducing your overall consumption. Once I achieve this 10% reduction, I do it all over again! Every quarter after the electricity bill comes in, I then set myself the 10% goal anew to keep myself on track and to challenge myself to reduce further. This means the $180 grocery bill then reduces by a further $18 a week and so it goes on. I have done this only to a point where it is comfortable and achievable. Because it is baby steps it is easy and fun and not painful! We have saved hundreds, if not thousands, in the last year or two and are not feeling so pressured by the mortgage rate rises. Best of all is that we haven't noticed any difference to our lifestyle.

'E-money jar' perfect for cashless society

I have saved $50 in virtual coins in just a few weeks, since I started using my online money jar! I like the idea of emptying out my purse at the end of every day and placing loose change into a money jar to help me to save. The trouble is, I don't really carry any cash on me any more! Whenever I need to buy something I transfer the exact amount onto my debit card then go out and buy it. This ensures I never have excess cash to spend but it makes it difficult to save loose change. So I came up with this idea. Every time I log on to Internet banking I check all my savings accounts and transfer all the cents into a separate savings account called my 'e-Money Jar'. It's working perfectly and is amazing how quickly those few cents soon mount up!