Online tips and tricks to stop nail biting

To prevent nail biting, let your fingers do the walking online to find some 'handy' solutions! These nail cover rings are one way -

https://www.ebay.com.au/itm/1pc-Finger-Nail-Art-Crystal-Fake-Nails-Decoration-Design-Ring-Jewelry-Crown/143196160954?hash=item21572803ba:m:mQfsbiR-zn8wkg769J1yrCw

Or you could even try Thai Dancers tips with a little modification -

http://www.ramthai.com/ramb007.html

http://www.ramthai.com/ramb059.html

Self cast tips would be more costly, unless you know someone in the business; or invest in a set of silicone tips if you can stop the nail biter from peeling them off!

https://www.ebay.com.au/sch/i.html?_from=R40&_trksid=p2047675.m570.l1313.TR1.TRC0.A0.H0.Xsilicone+finger+protector.TRS0&_nkw=silicone+finger+protector&_sacat=0

Tap into the answer to no nail biting

If you are a nail biter, you may find the solution to quitting the habit by working on the sub-conscious mind. 'Tapping' is also known as the Emotional Freedom Technique. More information is available at www.thetappingsolution.com They are the best I have found. They have some free videos you can watch and follow along online, as well as books which you may find at your local library. Worth checking out!

Live like kings on an op shop budget

Our family is living proof that with a sensible outlook and good, honest hard work anything is possible. Our 'ugly duckling' house has gone from being the worst house to the best house in the street. Unfortunately the cost of renovating and extending it cut into our interior design budget. However we discovered that we could still furnish our dream home beautifully on a reduced budget by settling for second hand items.

For example, our curtains are fully lined and are gorgeous! One window was not a standard size and the quote for its curtains alone was $1500. Instead I found a perfect set at the op shop to fit our huge window for only $40! We have now finished the curtaining for a total cost of $250, saving us $5,000 on the original quotes. We have also bought stunning soft furnishings such as cushions, throws and floor rugs, again from op shops. Furniture we have picked up either second hand, from op shops or passed on from family. We have painted and scrubbed these pieces and now have a very up to date 'beach/country chic' look, all for little cost. The house is now finished and it looks stunning inside and out. We have Edwardian steamer chairs outside on the balcony bought for $2.00 each from the op shop. What a bargain! Our friends and family are amazed.

We now go to op shops first for all of our clothes. Our teenage kids really appreciate their 'brand name' bargains, such as polo shirts for $8 where the normal price would be $100 and many other items. I recently bought my husband a brand new dinner suit on "half price day" for $7.50! When you buy from op shops you pay cash - no credit card debt for us!

Every spare cent goes into paying off our mortgage and the house is almost paid off. We have worked hard doing a lot of building and landscaping work ourselves, as well as the interior, to save money. We live like kings but our outgoings are carefully calculated. We have taught our kids the benefits of hard work, and sensible spending. We are very proud of our lifestyle and the happiness it has brought us.

Too broke to save big? Save small!

I have discovered that 'saving small' really works for me and leads to some big savings after all! Before I had my first son we planned to set aside about $100 every month for savings to build up an emergency fund. However, by the time I got pregnant we had still not managed to save anything. So instead of $100 a month we lowered our sights to $10 a week - but still it didn't happen. The sum just seemed huge and too much to manage with all the bills we had to pay. After my son was born I told myself I really had to make a start. I began saving $2.00 a day. It was a small amount and did not seem big enough to notice. My son is now two and a half and I have saved a total of $1800 in cash! Now we have our second child and I'm putting aside $4.00 each day. If I continue with this, by the time my children are old enough for school, the cash will really come in handy for their education expenses - or anything else for that matter!