Bundle up your bags and don't get caught short

I have come up with a super easy way to solve my shopping bag dilemma! Like many people, I was sick of trying to organise a whole bunch of bags of different shapes and sizes in the back of the car, ready for shopping trips. I really like my car to be free from clutter, so wanted a thrifty and simple solution, I decided to use an old cosmetic purse and filled it with 99c reusable nylon bags from the supermarket. These roll up tiny and fasten with a elastic tab, making a neat and tidy little roll. I can fit eight of the tiny rolls into my cosmetic purse and this in turn fits nicely into my handbag or centre console of the car. These days I never get caught without a bag and these ones can get used over and over again. Being made of material, they can also be thrown into the washing machine if they have had meat or something drippy in them and are soon as good as new again!

End ant invasions pronto with Talon gel

I have found a truly fantastic product which gets rid of ants like no other pest treatment I've ever seen. Upon my recent invasion of ants, the faithful old borax and sugar mix was barely making a dent in their numbers. I couldn't use my own kitchen bench, guests were commenting and while I hate killing anything, it was driving the whole family crazy.  Thank goodness for Talon Ant killer gel! It works immediately (I saw ants leaving food and running to this gel), they swarmed it and as the product promises, they are gone in 48 hours. I can leave food out on the bench now and there are none to be seen. The gel works for 14 days, but at $8 for 5ml, it is totally worth it!

Pie apples for baby food

Instead of buying pureed fruit in jars or tins, which according to the latest stories contain a lot of water, buy a large tin of pie apples (no added sugar) and a large tin of any other fruit in natural juice, puree them together and put in single serve containers. Two large tins make about 15 single serves (a much bigger serve than the baby food tins) and cost about $4.50 less than the equivalent of baby food in tins. The pie apples don't contain liquid so this means that your home-made baby food is not too sloppy. You can vary the taste by changing the second fruit to apricots, pears, fruit salad, peaches, two fruits and so on.

Don't lose sight of your goal

I am 22 years old and on a low income, but am well on the way to saving for my first house! I developed a simple system that keeps my savings goal at the forefront of my mind and encourages the support of those around me.

I've always found it hard to save, but one day I got a big piece of cardboard and wrote 'My House Deposit' at the top. On the right hand side I cut out images of a house, a kitchen and a loungeroom that I would love to own one day. On the left hand side I drew a giant thermometer and on the side wrote the figures $0 to $40 000 ascending, just like on a real thermometer. Whether or not I need $40 000 is irrelevant; I look at this table every day and whenever I save another $500, I colour in with a red crayon up to the amount on the tally. I use hints from Simple Savings, such as making my own lunch every day and not buying clothes if I don't need them and now whenever I make a purchase I think of my house deposit and how much I want it far more than a coffee or new shoes!

An unexpected bonus of having this chart is that I've found my family and boyfriend have become aware of my goals and I get lots of support along the way. This visualisation technique really does wonders, and most importantly you are making a concrete agreement with yourself and you stop losing sight of your goals. I'm already a quarter of the way to reaching mine!