Online tips and tricks to stop nail biting

To prevent nail biting, let your fingers do the walking online to find some 'handy' solutions! These nail cover rings are one way -

https://www.ebay.com.au/itm/1pc-Finger-Nail-Art-Crystal-Fake-Nails-Decoration-Design-Ring-Jewelry-Crown/143196160954?hash=item21572803ba:m:mQfsbiR-zn8wkg769J1yrCw

Or you could even try Thai Dancers tips with a little modification -

http://www.ramthai.com/ramb007.html

http://www.ramthai.com/ramb059.html

Self cast tips would be more costly, unless you know someone in the business; or invest in a set of silicone tips if you can stop the nail biter from peeling them off!

https://www.ebay.com.au/sch/i.html?_from=R40&_trksid=p2047675.m570.l1313.TR1.TRC0.A0.H0.Xsilicone+finger+protector.TRS0&_nkw=silicone+finger+protector&_sacat=0

My level headed method helps me reach my goals

My daily book has been helping me save my goals and achieve all year. At the start of the year I bought an A4 meeting book, with section dividers. This gives me a section for my goals, one for 'major lists' that will go through the whole year and lists of different levels. To give you an example, it's this one here: http://www.createl.com.au/buy/meeting-record-book-purple/2578P

I count general housework as Level 1, things like tidying up/sorting, paper cleaning as Level 2 and Level 3 as big things that need other help, such as tax or renovating/new major organisation of the house and so on.

I work full time at a job that has many night and after hour events, so find myself doing a lot of Level 1 on the weekends. However, unless I make a conscious effort, I do not get much of Level 2 or 3 done. Using this book both at work and home helps me to be really organised!

How to plan meals for a family of six

I only need to shop for food once a month and am saving $3000 per year on feeding our family of six.

With four children, I was spending at least $800 per month on shopping, so I came up with a plan to try and cut costs. I went through recipe books and chose meals that I was going to cook for dinner. I wrote a list on an A4 page for every day of that month and what I was going to cook for each day. Then, on another page I wrote all the food items that I needed for the recipes I had pre-chosen and that was my shopping list for the month.

The best thing is I now knew what I was cooking every day, without walking to the fridge and thinking 'what am I cooking?' I also put the A4 page of what we were having for dinner on the fridge and the family knew what we were having each day without asking me!

To start with I went shopping every fortnight for food, but now I do it once a month and only spend $550 each month.

Before I began this routine, I was spending $9600 per year on food for four children and two adults - now I am spending $6600 per year! The extra $3000 we save each year goes into our children's bank account, which they just love!

'Less is more' for motivation

I have decided I want a house which I can clean in minutes and I don't want any more energy or money draining clutter that makes it harder to control. The more I have the harder it is to control and the more motivation I need to contain it. 'Less is more' is my new mantra! I am applying this principle to my finances as well - when I buy too much it is such a burden and I don't have the motivation to stay on top of all the bills. Therefore, less is more - more energy, more money and more happiness!