Get every last cent out of your powder foundation

I have found an easy way to use up every last bit of make-up powder foundation. You know when you have almost got to the end of your powder compact, and all that is left is the powder on the rim? It's sad to waste, but so hard to use. Not any more, however! I've discovered it can easily be removed using a small spoon or lolly stick, then transferring it into another container. From there, you can simply apply it with a brush, like a loose powder! From now on, every time I buy a new compact, the left over bits first get mixed together and used. These days I never run out in between buying my more expensive foundation. Better still, I get to use the crushed foundation powder for 'everyday' and keep the new compact for special occasions, making it last even longer!

'Gentle reminder' can lead to a lifetime of saving

Often all it takes is the smallest reminder to make a huge difference. Having just turned 65 and now "eligible" to retire, I am not ready to do so either physically, emotionally or socially. I'm also frequently with younger people, who don't necessarily have the same basic foundation of budgeting that I was brought up with. With that in mind, I have taken to carrying around a subtle reminder of the cost of living which not only works for me, but will hopefully rub off on those around me.

My card wallet has a 'sticker' reminder, which says "$20? Is it worth one hour of work?" It's small and discreet, but effective! It also serves as a talking point when I am out and about with some of the younger ones and buying coffee or lunch. It's simple to make the label on the computer or by hand, then clear tape to the card wallet. Here's to some improved lifestyle options as I age further!

Best ever sandwich wrap

When you are going out for a picnic or taking lunch to work or school, use cloth to wrap the sandwiches. This is much better than cling wrap or foil because it's cheap and reusable. I use tea towels, napkins and chopped up table cloths to wrap my sandwiches. The sandwiches stay fresh and when I've finished, I just shake off the crumbs and take the cloth home to be washed and used again.

There is something pleasantly old-fashioned about this method - and just think of all that plastic not going into landfill.

100 book covers for $1.50 

As school has gone back, and exercise books need covering, I thought I'd share this money and time saving tip.

I bought a box of 100 plastic sleeves, just like the ones you clip into ring binders. These cost me just $1.50. I then cut off the spine and the bottom of each sleeve, leaving me with a piece of plastic that is the perfect size for covering exercise books. The spine of the book fits and holds neatly in the crease, and the overhang is the perfect width for folding over the edge and sticking down. So simple, and at $1.50 to cover 100 books, so economical too.