Simple Savings

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This page is to give you a glimpse of the Savings Vault. The lists below contain all the headings for the 14,000+ hints you will be able to read when you join the Savings Vault. Unfortunately you can't navigate to the Vault from this page.

If you would like to order a Savings Vault membership, you can do so here.

Banks

Children's Accounts

  • 'A Current Affair' children's savings
  • ANZ scheme matches $500 savings dollar for dollar
  • Australian Scholarship Group
  • Bank loose change in Youthsaver account
  • Colonial State managed fund
  • Credit societies
  • Deposit gift money and own contributions
  • Deposit pocket money into Youthsaver accounts
  • Flexible 12 month term deposit with Bendigo Bank
  • Get the most from BankWest interest
  • High interest savings account for kids
  • Interest your kids in saving with Bankwest account
  • Invest Centrelink payments and buy shares with dividends
  • Link children's accounts to parents' accounts
  • My childhood account amounted to $600!
  • No fees on Westpac children's accounts
  • No fees with credit union accounts
  • Old fashioned piggy bank
  • Open trust account in parent's name
  • Our children have great savings habits
  • Regular deposits into scholarship fund
  • Save up for a car using Youthsaver account
  • Savings plan with redraw
  • Six-month term deposit
  • Surprise savings
  • Transfer from savings into investment account
  • Trust accounts that pay bonus interest

Credit Cards

  • 'Minimum interest' fee a hidden credit card cost
  • Amazing what a phone call will do
  • ANZ Low Rate MasterCard
  • Avoid excessive fees with Reliance Visa debit card
  • Back on track
  • Better service through Citibank
  • Cheat credit card interest with daily payments
  • Commonwealth Awards Program
  • Control credit card spending with debit account
  • Credit card health check
  • Credit will kill your budget
  • Debit account helps stop credit card crisis
  • Easy tips for reducing credit card debt
  • Free transactions with Visa debit
  • Get real about your credit card spending
  • Get tough and get quotes
  • How I saved 7% interest on my credit card
  • Keep up to date with your bank products
  • Keep your credit card interest low
  • Keeping interest free period
  • Make a call and avoid late fees
  • Motherly advice on credit
  • Open communication saves bank fees
  • Own your own credit card
  • Pay no fees and no interest with NAB
  • Reduce your credit card payments
  • Rescued from 'interest free' trap
  • Save interest and pay before weekend
  • Shop around for your debit card
  • Simple circles draw line under credit card debt
  • Simple question brings drop in interest rates
  • Site helps choose best insurance price
  • Smarter banking, bigger savings
  • The card to use when overseas
  • Valued ANZ customers
  • Watch that credit card interest
  • Website tells you the real cost of credit cards
  • Weekly payments cut credit card debt faster

Fees

  • Access reduced fees in your bank
  • Another way to save on bank fees at ATMs
  • Avoid fees at rural non-branch ATMs
  • Avoid fees by checking balance online
  • Avoiding ANZ bank fees
  • Bank 'discount package' saves $4400 per year
  • Bank accounts set up to save
  • Be wary of mortgage offset accounts
  • Being frank with bank wins $40 refund
  • Call your bank for a fee-free account
  • Calling all EZY Banking cardholders
  • Cheaper alternatives to direct debit
  • Cheaper international funds transfer
  • Check your bank statement
  • Checking bank website for specials saves $11.50 per month
  • Checking your account type could save on bank fees
  • Fee-free bank account for pensioners and retirees
  • Fee-free cash withdrawals
  • Further savings for pensioners' accounts
  • Happy saving without bank fees
  • Keep an eye on bank fees
  • Minimise account keeping fees with a building society
  • Money management made easy
  • More accounts mean no fees
  • More savings for you with Usaver
  • No-fee accounts
  • No-fee currency exchange at post office
  • Pay no fees and no interest with NAB
  • Pinching those pennies
  • Reduce bank fees on paycheck transfers
  • Reduce transaction fees
  • Saving on loan insurance
  • Smarter banking, bigger savings
  • Sticking to bank ATM saves fees
  • Student card saves $180 in bank charges
  • Tip for fixed rate extra payments
  • Use ATMs, EFTPOS and credit cards wisely
  • Using the teller can be costly
  • Withdraw cash for free from any Woolworths checkout
  • Write a letter to get fees waived

General

  • Access bank statements through business banking page
  • Ask the bank about insurance
  • Australia Post money orders save on bank fees
  • Bank 'discount package' saves $4400 per year
  • Bank accounts set up to save
  • Bendigo Bank Christmas account a winner
  • Christmas clubs
  • Compare the price of telegraphic transfer
  • Don't ASK the bank - TELL them!
  • Find the best interest rate
  • Keep an eye on automatic payments
  • Limit your withdrawals on bank accounts
  • Line of credit solves issues for this home loan borrower
  • Members equity banking
  • Money management made easy
  • Moneybookers saves you 75% on international wire transfers
  • More savings for you with Usaver
  • Perks of using Visa debit card
  • Post-quake community spirit is strong
  • Qantas Staff Credit Union
  • Remove the temptation to spend
  • The card to use when overseas
  • Use cash and save

Home Loans

  • $150 a week = 15 years off mortgage
  • $50 a week extra on mortgage saves four years
  • 13 months of mortgage payments
  • Alternatives to using line of credit
  • Amortisation schedule helps pay loan off faster
  • Amortization schedule inspires us to get ahead
  • Ask for the gift that keeps on giving
  • Avoid costly fees from offers you don't need
  • Benefits attached to super fund
  • Better deals can be found at the banks too
  • Card triggers mortgage savings
  • Discipline puts $2000 extra on home loan replayments
  • Disclaimers in mortgage documents
  • Do your bank homework
  • Do your homework before committing to LoC
  • Do your research and get better rates
  • Don't fall behind with line of credit mortgage
  • Don't throw away bank correspondence
  • Free mortgage tools
  • Go back to basics
  • Home loan offset account saves $46.25 a month
  • Home loan saver
  • I braved my bank manager and saved $10,000!
  • Impressive savings by impressing yourself
  • Increase size of home loan to cover additional costs
  • Line of credit not so 'miraculous'
  • Line of credit works with a little logic
  • Make home ownership a reality
  • Members Equity compares favourably
  • Members Equity good home loan deals
  • Mortgage first means less unnecessary spending
  • Mortgage Relief Fund saved our home
  • Motivated to fast track mortgage with a book
  • No more redraws
  • Offset accounts not always the best option
  • Offset mortgage account
  • On the road to mortgage freedom
  • One phone call saved me $60,000 on my mortgage!
  • Pay your premiums weekly
  • Paying off mortgage using one income
  • Pick up the phone each time interest rate drops
  • Put the hard word on your bank
  • Refinance to a cheaper loan
  • Refinancing your mortgage
  • Rounding down rounds up extra mortgage payments
  • Save on admin fees
  • Save thousands of dollars on your mortgage
  • Savings account vs home loan
  • Set your mortgage to reduce
  • Single wage ways to reduce your mortgage
  • Split your loan between variable and fixed rates
  • Supplementary loans
  • The biggest loser wins!
  • Tip for fixed rate extra payments
  • Treat mortgage interest like another bill
  • Use reputable mortgage brokers
  • Westpac offers offset facility with savings account and home loan
  • With discipline line of credit works well

Interest Rates

  • 'Minimum interest' fee a hidden credit card cost
  • Back on track
  • Compare interest rates online
  • Find the best interest rates on ratecity.com.au
  • Get the best savings rate
  • Get the most from BankWest interest
  • Make some 'interesting savings' with your bank!
  • Open communication saves bank fees
  • Pay no fees and no interest with NAB
  • Price matching
  • Simple question brings drop in interest rates

Online Banking

  • 5.10% p.a. interest with Easy Street
  • Access ING account any time
  • Automatic bill payments
  • Avoid fees by checking balance online
  • Bank accounts set up to save
  • Citibank 5.35% interest online
  • Grow your savings faster with NAB
  • Save money on Internet banking fees
  • Switching to HSBC
  • Tranfer funds regularly into ING account
  • Two cash control tips
  • Use the Internet for your finances

Savings Accounts

  • 2.75% interest at Hume Building Society
  • A Term Deposit works to grow your money
  • Access ING account any time
  • Alternate use for Christmas Club account
  • Ask about sub accounts before opening a new account
  • Ask your bank for a quote
  • Bag your coins and save up to $400 per year
  • Bank 'discount package' saves $4400 per year
  • Bank accounts set up to save
  • Bankwest high interest account
  • Be wary of mortgage offset accounts
  • Bendigo Bank debit card
  • Calling all EZY Banking cardholders
  • Control credit card spending with debit account
  • Fee-free cash withdrawals
  • Grow your savings faster with NAB
  • ING Direct
  • Joint Christmas account keeps seasonal savings on track
  • No fee stress with ANZ Access
  • Penalties for withdrawing from Commonwealth Award Saver account
  • Police and Nurses Credit Society
  • Remove the temptation to spend
  • Save one of each coin a day to get $1428
  • Smarter banking, bigger savings
  • Start an account with your tax refund
  • Student banking with ANZ
  • Tie up your money as a bond